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Monday’s Stock Market Closes The Session Swings Green – $AZTR $BRQS $GOOG $META $NARI $NVDA $SHIP Rise!

By John F. Heerdink, Jr.
Quote of the Day — “We boil at different degrees.” – Clint Eastwood


Happy Monday!

I hope that you had a marvelous start to your week.

On a macro level the schedule on ly produced the June Consumer Credit Report that clocked in with a  $17.9B rise in consumer credit as non-revolving credit rose, while revolving credit fell. Otherwise, investors received little other markers after a deluge of quarterly hit the presses last week. The yield curved diverted slightly with the 2-yr note yield closing at 4.77% down 1bp & the 10-yr note yield closing up 2bps at 4.o8%, while the U.S. Dollar Index closed at 102.10, +.08%.  Oil prices settled lower closing down .37% at $82.51/barrel.  Hopefully, oil prices can also revert to the mean range of $60-80 after last week’s manipulations in the market by our neighbors in Saudia Arabia and Russia made their unwanted moves to reduce the supply.

Over the course of Monday’s session the major indices closed higher overall as the Dow 30 closed at 35,473.13 (+1.16%) & the S&P 500 closed at 4,518.44 (+.90%). The communications services sector lead all with a 1.9% gain and 5 other sectors closed with 1% gains or better. Apple (AAPL) closed lower again at $178.85,  -1.7% after last week’s  financial results for its fiscal 2023 third quarter ended July 1, 2023 that missed the street’s expectations. The Company posted quarterly revenue of $81.8 billion, down 1 percent year over year, and quarterly earnings per diluted share of $1.26, up 5 % Y/Y. However, Apple highlighted that services revenue reached new all-time high & that their installed base of active devices set an all-time record. Tesla (TSLA) fell .95% to close at $251.45. Microsoft (MSFT) closed at $330.11, +.7%. 

The Nasdaq closed at 13,994.40 (+.61%), while Cathie Wood’s ARK Innovation ETF (ARKK) closed at $45.15, -.51.  NVIDIA Corporation (NVDA) chunked higher by 1.7% to close at $454.17 up 1.7%, Alphabet (GOOG) closed at $131.94, +2.7% and Meta Platforms (META) closed at $316.56, +1.9% as these AI related companies had a stellar day. 

The Russell 2000 closed at 1,958.94 (+.08%) &he microcaps broadly closed lower today, while the iShares Micro-Cap ETF closed today at $112.62, -.18%. 

The banks stocks moved higher today as The SPDR S&P Regional Banking ETF (KRE) closed at 49.04, +.99% and the SPDR S&P Bank ETF (KBE) rose 1.05% closing at $42.33.  

Biotech stocks headed further and significantly south again today as the SPDR S&P Biotech ETF (XBI) closed at $78.69, -3.11%.  The 52-wk range is $72.44 – $95.18 and the range continues to get tighter. The iShares Biotechnology ETF (IBB) moved lower to close at $126.55, -.63%. The 52-range is $113.37 – $138.74.


Lantern (LTRN), closed at $4.65, -3.93%), an Artificial Intelligence (AI) firm developing targeted and transformative cancer therapies using its proprietary RADR® AI and machine learning (“ML”) platform with multiple clinical stage drug programs, will host its second quarter 2023 operating and financial results webcast on Wednesday, August 9, 4:30 p.m. Eastern Time / 1:30 p.m. Pacific Time. Management intends to discuss the operating and financial results for the second quarter ended June 30, 2023 and provide guidance on upcoming milestones. Panna Sharma, President and Chief Executive Officer of Lantern Pharma, will lead the call and will be joined by other members of the management team. To register for the webcast, sign up at the link below:
https://us06web.zoom.us/webinar/register/1016902973506/WN_h4QZ0ZyxR3mZZbNQxa2eMw

Lantern will also be participating and presenting at the following conferences:

  • Society of Neuro-Oncology/American Society of Clinical Oncology CNS Cancer Conference in San Francisco, CA, on August 10th, 2023 from 5:30-7:30 p.m. PT.
    Presentation Title: LP-184, a novel acylfulvene-derived tumor site activated small molecule inhibits adult and pediatric CNS tumor cell growth

  • International Conference on Drug Conjugates for Directed Therapy in Darmstadt, Germany on Thursday, August 24th, 2023 from 9:45-10:15 a.m. CEST.
    Presentation Title: In-silico Approach for the Identification of ADC Targets with Improved Tumor Selectivity

On June 26, Lantern announced the company has published new findings in Oncotarget demonstrating drug candidate LP-284’s in vitro and in vivo antitumor potency for multiple non-Hodgkin’s lymphomas (NHL), including mantle cell lymphoma (MCL) and double-hit lymphoma (DHL). The journal article titled “LP-284 Targets Non-Hodgkin’s Lymphoma and DNA Damage Repair Deficiency” further supports LP-284’s development for NHL and advancement towards a first-in-human Phase 1 trial, which is anticipated for the second half of 2023. Non-Hodgkin’s lymphomas (NHL) remain one of the leading causes of cancer deaths globally and have an estimated 500,000 new cases globally, with NHL being the leading hematological malignancy in the US. Despite advances for NHL using combination and targeted therapies, nearly 20% to 40% of patients with certain subtypes still relapse after treatment. In aggressive subtypes of NHL, like MCL, nearly all patients relapse from standard-of-care (SOC) therapies. READ MORE at this link.

Lantern Pharma collaborates with leading institutions, researchers and companies to develop and deliver cancer therapies. i.e. Johns Hopkins, Fox Chase Cancer Center, Georgetown University, National Cancer Institute, Danish Cancer Society Research Center (DCRC), UT Health San Antonio. Learn more here


The iShares U.S. Healthcare ETF (IYH) closed at $281.06, +1.06%.

Inari Medical, Inc. (NASDAQ: NARI), $65.24, +1.34%), a medical device company with a mission to treat and transform the lives of patients suffering from venous and other diseases, last week reported financial results for its second quarter ended June 30, 2023. Inari highlighted the following: Generated revenue of $119.0 million in Q2 of 2023, up 28.3% over the same quarter last year, Delivered net income of $2.1 million in Q2 of 2023, compared to a $10.2 million net loss in Q2 of 2022, Announced commitment to PEERLESS II, a randomized controlled trial enrolling up to 1,200 patients, comparing mechanical thrombectomy with FlowTriever versus anti-coagulation alone for the treatment of pulmonary embolism, & Launched two new products, RevCore and T16 Curve, both purpose-built tools designed to address unmet needs in venous thromboembolism (“VTE”) patients.

Around the crypto and precious metals’ tree, Bitcoin (BTC) traded to $29,172.73, +.16% over the last 24 hours at the time of this writing. Gold prices remains below 2k at $1,940, -$6/oz. & silver closed at $23.21, -$.53/oz. on the day.  On Aug. 3 First Majestic Silver Corp. (NYSE: AG, $5.96, -1.81%) announced the unaudited interim consolidated financial results of the Company for the second quarter ended June 30, 2023. First Majestic highlighted the following: Production of 6.3 million silver equivalent (“AgEq”) ounces, consisting of 2.6 million silver ounces and 45,022 gold ounces, or a decrease of 17% compared to the previous quarter, Quarterly revenues totalled $146.7 million, a decrease of 7% compared to the previous quarter, Operating cash flows before non-cash working capital and taxes totalled $26.9 million, up 23% compared to $21.9 million in the previous quarter, Consolidated cash costs were $15.58 per AgEq ounce and All-In Sustaining Costs (“AISC”) (see “Non-GAAP Financial Measures”, below) were $21.52 per AgEq ounce. Excluding Jerritt Canyon, cash costs for the three Mexican operations were $13.44 per AgEq ounce compared to $11.85 in the previous quarter, Adjusted net earnings of ($5.5) million (adjusted EPS of ($0.02)) (See “Non-GAAP Financial Measures”, below) after excluding non-cash and non-recurring items, Sold 87,657 ounces of silver bullion, or approximately 3.3% of the Company’s silver production, on First Majestic’s online bullion store at an average silver price of $27.30 per ounce for total proceeds of $2.4 million, at the end of the quarter, the Company had a cash and restricted cash balance of $306.3 million consisting of $160.2 million of cash and cash equivalents and $146.1 million of restricted cash, & they declared a cash dividend payment of $0.0051 per common share for the second quarter of 2023 for shareholders of record as of the close of business on August 16, 2023, which will be distributed on or about August 31, 2023.

The CBOE Volatility Index (^VIX) closed at $15.77, -7.78%. 


FURTHER AFIELD 


Shares of C3.ai, Inc. (NYSE: AI), the Enterprise AI application software company, moved up to close at $36.65, -3.04%. On May 31, AI announced financial results for its fiscal fourth quarter and full fiscal year ended April 30, 2023. Highlighting Total revenue for the quarter was $72.4 million. C3.ai is hosting an Investor Day on June 22, 2023 in New York City to provide C3 AI investors with a company update, including information about our product roadmap, product demonstrations including C3 Generative AI, and updates on our partner ecosystem. 

Shares of ADT Inc. (ADT), the most trusted brand in smart home and small business security, closed at $6.16, +-2.84%. ADT will release their earnings results on Tuesday, Aug. 8, 2023.

Shares of Seanergy Maritime Holdings Corp. (SHIP), the only pure-play Capesize ship-owner publicly listed in the U.S. closed at $5.40, +4.45%. On Aug. 2, Seanergy announced today its financial results for the second quarter and six months ended June 30, 2023.  They highlighted that Fleet Time Charter Equivalent (“TCE” 3) overperformance of Baltic Capesize Index (“BCI”) by 20% in 2Q23 & 1H23, a Quarterly cash dividend of $0.025 per share for Q2 2023 – total cash dividends of $1.325 per share or $23.9 million declared since March 2022,  a stock buyback of $1.6 million, or approximately 2% of its issued and outstanding shares – total repurchases of securities (common shares, convertible notes and warrants) of approximately $39.6 million since November 2021, an Agreement to acquire a 2011-built Newcastlemax dry bulk vessel through a 12-month bareboat charter with a purchase option, & $53.8 million in refinancings during the second quarter, on improved terms, adding $15.0 million of extra liquidity and removing any loan maturities until Q2 2025.


MEMES CENTRAL

Memes stock GameStop Corp. (GME) closed at $20.93, +.48% as the shorts lost the ongoing daily battle. 

Shares of AMC, the largest movie exhibition company in the United States, the largest in Europe and the largest throughout the world with approximately 950 theaters and 10,500 screens across the globe, closed at $4.91, +2.29%.

VP WATCHLIST UPDATES 


On July 20, InMed (INM, $9909, -1.89% today) provided a commercial and manufacturing update on its subsidiary BayMedica LLC (“BayMedica”), a leading supplier of bioidentical rare cannabinoids to the Health and Wellness (“H&W”) market. Highlighting the following: $2.3M revenues (unaudited) in Q4 2023, representing 123% increase quarter over quarter (“QoQ”), Optimized and scaled up manufacturing processes over the last 12 months to meet increasing demand, & Third consecutive quarter with significant revenue growth. Eric A. Adams, InMed’s President and CEO stated, “We are very encouraged to see another strong quarter with (unaudited) revenues in excess of $2.3M, representing our third consecutive quarter with significant revenue growth. As demand for minor cannabinoids continues to increase, we see a potential path for BayMedica to become a profitable standalone business subsidiary and contribute margin to the pharmaceutical R&D parent.”


On May 31, our sister organization, Tribe Public, hosted a Presentation & Q&A Webinar Event titled “InMed Pharmaceuticals (NASDAQ: INM) Addressing The Increasing Demand For Rare Cannabinoids.” The event was co-hosted by InMed Pharmaceutical’s (NASDAQ: INM) CEO Eric A. Adams, MIBS, & BayMedica’s Jerry P. Griffin, VP, Sales and Marketing. InMed Pharmaceuticals (NASDAQ: INM, $1.34, +6.35%) is a global leader in the development, manufacturing, and commercialization of rare cannabinoids, which is developing a pipeline of rare cannabinoid therapeutics and dedicated to delivering new treatment alternatives to patients that may benefit from cannabinoid-based pharmaceutical drugs. i.e. Alzheimer’s Disease, Glaucoma, & a rare genetic skin disease, Epidermolysis Bullosa (EB). Together with its subsidiary, BayMedica LLC, the Company has unparalleled cannabinoid manufacturing capabilities to serve a spectrum of consumer markets, including pharmaceutical and health and wellness. If you missed this event, then you may now watch the event video at the Tribe Public YouTube Channel by clicking here

 

INVO Bioscience, Inc. (NASDAQ: INVO,  $1.88, -6%) is a healthcare services fertility company focused on expanding access to advanced treatment worldwide with its INVOcell® medical device and the intravaginal culture (“IVC”) procedure it enables.

On Aug. 3, INVO announced it has extended the deadline to acquire Wisconsin Fertility Institute (WFI) to August 10, 2023. The acquisition is expected to provide significant scale to the Company’s operations and complement its INVO Center strategy. The Madison-based fertility center primarily offers conventional IVF procedures and generated more than $5 million in revenue and approximately $1.7 million of net income based on fiscal 2022 audited results. “The acquisition of Wisconsin Fertility Institute accelerates the transformation of INVO from a medical device-only company to a healthcare services company, leveraging our unique and innovative INVOcell technology, to help democratize the fertility industry,” commented Steve Shum, CEO of INVO. “Representing our first acquisition, the closing of WFI represents a significantly important addition to our corporate growth plan, which now includes acquiring established and profitable existing practices in addition to building new INVO Centers. Further, the acquisition immediately adds scale and positive cash flow to our operations, with the potential to more than triple our gross revenues. We also expect to drive incremental growth at the clinic with the synergistic introduction of our INVOcell solution. We look forward to finalizing the transaction in the coming days.”

On July 28, INVO effected a 1-for-20 reverse split of its issued and outstanding and authorized common stock effective as of 12:01 a.m. Eastern Time on July 28, 2023. Commencing with the opening of trading on The Nasdaq Capital Market on July 28, 2023, the Company’s common stock traded on a post-split basis under the same trading symbol, “INVO”. The company now has approximately 842,017 shares of common stock issued and outstanding. In addition, a proportionate adjustment was made to the company’s authorized shares of common stock such that the Company shall have 6,250,000 shares of authorized common stock after the effective time of the reverse stock split.

On June 27, INVO announced it has received U.S. Food and Drug Administration (FDA) 510(k) clearance to expand the labeling on the INVOcell device and its indication for use to provide for a 5-day incubation period. The data supporting the expanded 5-day incubation clearance demonstrated improved patient outcomes. Steve Shum, CEO of INVO stated, “This is a momentous day for INVO as the FDA has provided clearance for us to expand our labeling to cover a 5-day incubation period for INVOcell. This has been a multi-year effort to demonstrate INVOcell’s ability to improve patient outcomes using a longer incubation period, similar to conventional IVF results. We believe our ability to now communicate the improved success rates using INVOcell to patients and physicians will have a positive effect on the overall confidence and adoption of the technology going forward. The global fertility services market is a substantial, multi-billion-dollar industry and growing, with a significant underserved patient population. INVO’s commercial strategy remains focused on helping to expand affordable care to the underserved patients in need. The Company’s market approach includes the opening of dedicated “INVO Centers” offering INVOcell® and IVC procedure (three centers in North America now operational), the acquisition of existing profitable IVF clinics (signed binding agreements to acquire Wisconsin Fertility Institute), and the continued global distribution and sale of the INVOcell technology solution into existing fertility clinics. We believe the recent 510(k) clearance will help further support our overall commercial activities.”

On April 18, Maxim Group’s Analyst Jason McCarthy, Ph.D. issued a BUY rating on INVO Bioscience (INVO).His report is titled, “4Q Results and Outlook: Fertility Space Remains Active as INVO Expands Strategy with IVF Clinic Acquisition.” His 12-month Price Target was $3 equivalent to $60 post the 1:20 reverse split!

On April 5, INVO announced that it congratulates recently acquires Wisconsin Fertility Institute on being named one of America’s Best Fertility Clinics by Newsweek. During the survey period from November to December 2022, Newsweek and Statista invited over 3,000 reproductive endocrinologists, infertility specialists, obstetricians/gynecologists working in and referring patients to fertility clinics, other medical professionals (e.g., registered nurses, laboratory assistants) and fertility clinic administrators/managers working in fertility clinics to participate in the survey. Participants were asked to assess the quality in five categories for each recommended facility and to assign a ranking position to a set of fertility clinics. Only facilities defined as fertility clinics and ART (“Advanced Reproductive Technology”) providers by the Centers for Disease Control and Prevention (CDC) were considered. Click here for a full listing and methodology for inclusion.

On Jan. 16, BioSpectrum published an article titled “INVO Bioscience introduces next-gen technologies to fertility market in Taiwan.”



Today, shares of Borqs Technologies, Inc. (Nasdaq: BRQS), a global provider of 5G wireless solutions, Internet of Things (IoT) solutions, and innovative clean energy, with global operations in the U.S., India, and China closed at $.721, +.06%. The 52-week range is $.15 – $1.45.  

On July 17, Borqs announced its plans to develop an AI-enabled smart watch as part of its expansion strategy into artificial intelligence (AI) for the U.S. market. The AI-enabled smart watch is positioned as an Edge AI device. According to NVIDIA, “Edge AI is the deployment of AI applications in devices throughout the physical world. It’s called “edge AI” because the AI computation is done near the user at the edge of the network, close to where the data is located, rather than centrally in a cloud.” (https://resources.nvidia.com/en-us-it-resources-blogs/what-is-edge-ai) Borqs AI-enabled smart watch will be based on Android and is wirelessly connected via Wifi/BT and cellular networks. It will make use of the AI capability on the watch chipset platform to perform the training and inference of machine learning for the sensors on the watch. The watch will also support ChatGPT or similar AGI capabilities as an intelligent voice assistant. Read more here.

On July 6, Borqs Technologies announced that together with SkyCentrics, they have launched the next generation CTA-2045 ECOPORT communication products. The next-generation products are more price competitive and feature-rich than the current generation products and have significantly better cellular coverage with the use of internal and external antennas. Borqs and SkyCentrics announced their strategic partnership in 2021. The partnership includes joint research & development, sales, and promotion, as well as, Borqs’ investment into SkyCentrics. It will leverage Borqs’ expertise in mobile IoT and 5G technologies. Borqs has years of manufacturing experience in making products worldwide, and has manufactured products for the U.S. mobile operators and Fortune 500 companies. SkyCentrics is an expert in the CTA-2045 and demand response technologies and will be responsible for the CTA-2045 software, ECOPORT certification, and cloud functionality with its Demand Response Energy & Asset Management (DREAM) platform.

The first release of the next generation ECOPORT will start commercial shipment in Q3 in 2023, and both companies forecast strong demand for the products. “I am very pleased that with after one year of development, we’ve successfully developed a suite of very competitive products for the very promising CTA-2045 ECOPORT markets. Together with SkyCentrics, we’ve defined a roadmap for other products which we plan to launch in the latter part of this year as well,” said Pat Chan, CEO of Borqs Technologies.

“With Borqs, we have found a high-quality hardware design and manufacturing partner, which allows us to focus on the software that orchestrates electrical machines in buildings to sync their energy usage to grid prices and carbon emissions. This will enable the grid to support a much larger penetration of intermittent renewable energy, and lower costs for all rate payers,” said Tristan de Frondeville, CEO of SkyCentrics.

A smart city uses various types of electronic methods and sensors to collect data to gain insights in the management and operation of grid loads in order to improve efficiency and effectiveness. As a start in the development of a smart city, mobile connected CTA-2045 devices are chosen by utility companies across the U.S. as the platform for smart management of water heaters, pool pumps and other products with EcoPorts. Historically, all water heaters were ‘dumb,’ controlled by a thermostat and randomly going on and off. The new generation of smart water heaters, connected with CTA-2045 communicating modules can optimize their on/off schedule based on each household’s usage pattern, grid prices and carbon emissions. A key component of electrifying everything is ensuring that all the devices that are electric run on clean energy. It is estimated that the energy savings as well as carbon emission reduction by CTA-2045 controlled residential water heaters can produce staggering results, with each one million CTA-2045 equipped water heaters equating to the removal of 100,000 gasoline powered cars from the highways. Early adoption of CTA-2045 EcoPort enabled water heaters has been underway in low-income multi-family solar and storage communities in Hawaii. Commercial and residential markets in buildings and power grid optimization is estimated to reach $154 billion by the year 2026, according to Verified Market Research in their study “Global Building Automation System Market Size By Technology, By System, By Application, By Geographic Scope And Forecast” (Aug 2020). SkyCentrics is working with major commercial building industrial equipment manufacturers to provide them retrofit kits that will enable their embedded base of existing equipment to be retrofit to have a CTA-2045 EcoPort which will provide an inexpensive way to create the Grid Interactive Efficient Buildings (GEBs) that were recently promoted by the Biden administration quoting the “National Roadmap for Grid Interactive Efficient Buildings” report by The Lawrence Berkeley National Lab and The Brattle Group.

 

Azitra, Inc. a clinical-stage biopharmaceutical company focused on developing innovative therapies for precision dermatology, successfully priced their Initial Public Offering (IPO) on the NYSE with the ticker ‘AZTR’ on Friday, June 16, 2023 closed at $2.66, +7.69% on Monday.  You can learn more about their company today at their website https://azitrainc.com.  On July 19, Azitra announced the addition of two members to its board of directors, biotech leaders Barbara Ryan and John Schroer.
 
 
 
 
Shares of Atossa Therapeutics (ATOS), a clinical-stage biopharmaceutical company seeking to develop innovative medicines in areas of significant unmet medical need in oncology with a current focus on breast cancer and lung injury caused by cancer treatments rose to close at $1.04, -1.88% on 549,370 shares of trading volume. 
 
On July 20 Atossa announced that Health Canada has issued a “No Objection Letter” following the Company’s Clinical Trial Application for its Phase 2 EVANGELINE study. This means Atossa can open sites and enroll patients in their Phase 2 EVANGELINE study throughout Canada.
 
Atossa’s CEO, Steven Quay, M.D., Ph.D., presented at a Tribe Public even titled “Atossa Therapeutics (NASDAQ: ATOS) Redefining Breast Cancer Prevention and Treatment” on Thursday, May 4, 2023. Dr. Quay provided an update on the clinical development of Atossa’s proprietary Selective Estrogen Receptor Modulator (SERM), (Z)-endoxifen, which is currently being investigated in three separate Phase 2 studies. You may view the event at the following link at the Tribe Public YouTube Channel
 
 
 

Shares of Chinook Therapeutics, Inc. (KDNY), a biopharmaceutical company focused on the discovery, development and commercialization of precision medicines for kidney diseases, closed at $40.35,+.17% after rising +58.32% on June 12 when they announced that it had entered into an agreement and plan of merger with Novartis AG pursuant to which Novartis will acquire Chinook for $40 per share in cash, or a total of $3.2 billion. This offer represents a premium of 83 percent to Chinook’s 60-day volume-weighted average stock price and 67 percent to Chinook’s closing price on June 9, 2023. In addition, Chinook shareholders will receive contingent value rights (CVRs) providing for payment of up to $4 per share upon the achievement of certain future regulatory milestones with respect to Chinook’s lead product candidate, atrasentan. Total consideration including the contingent value right, if the milestones are achieved, would be approximately $3.5 billion. The transaction has been unanimously approved by the Boards of Directors of both companies.`

Economic Reports

On Monday,  

Investing & Inspiration

  1. “We boil at different degrees.” – Clint Eastwood
  2. “If we open a quarrel between past and present, we shall find that we have lost the future.” – Winston Churchill
  3. “Hope is patience with the lamp lit.” – Tertullian
  4. “All human wisdom is summed up in two words; wait and hope.” – Alexandre Dumas
  5. “Forgiveness is the key to action and freedom.” – Hannah Arendt
  6. “The unexamined life is not worth living.” – Socrates
  7. “I never think of the future – it comes soon enough.” – Albert Einstein
  8. “Today you are you! That is truer than true! There is no one alive who is you-er than you!” – Dr. Seuss
  9. “We live in a rainbow of chaos.” – Paul Cezanne
  10. “Real knowledge is to know the extent of one’s ignorance.” – Confucius
  11. “Better keep yourself clean and bright; you are the window through which you must see the world.” – George Bernard Shaw
  12. “Life consists not in holding good cards but in playing those you hold well.” – Josh Billings
  13. “The traveler sees what he sees, the tourist sees what he has come to see.” – Gilbert K. Chesterton
  14. “Goodness is the only investment that never fails.” – Henry David Thoreau
  15. “The return we reap from generous actions is not always evident.” – Francesco Guicciardini
  16. “Courage is knowing what not to fear.”– Plato
  17. “Freedom means the opportunity to be what we never thought we would be.” – Daniel J. Boorstin
  18. “Fishes live in the sea, as men do a-land; the great ones eat up the little ones.” – William Shakespeare
  19. “A man is what he thinks about all day long.” – Ralph Waldo Emerson
  20. “There are two ways of spreading light: to be the candle or the mirror that reflects it.” – Edith Wharton
  21. “We cannot live only for ourselves. A thousand fibers connect us with our fellow men.” – Herman Melville
  22. “Childhood is a short season” – Helen Hayes
  23. “Formula for success: rise early, work hard, strike oil.” – J. Paul Getty
  24. “The hardest arithmetic to master is that which enables us to count our blessings.” – Eric Hoffer
  25. “I fear not the man who has practiced 10,000 kicks once, but I fear the man who has practiced one kick 10,000 times.” – Bruce Lee
  26. “There are no shortcuts in evolution.” – Louis D. Brandeis
  27. “Hope is the only bee that makes honey without flowers.” – Robert Green Ingersoll
  28. “Our happiness depends on wisdom all the way.” – Sophocles
  29. “Life is the art of drawing without an eraser.” – John W. Gardner
  30. “Give light and people will find the way.” – Ella Baker
  31. “Without craftsmanship, inspiration is a mere reed shaken in the wind.” – Johannes Brahms
  32. “Either move or be moved.” – Ezra Pound
  33. “Time is but the stream I go a-fishing in.” – Henry David Thoreau
  34. “It’s easy to make a buck. It’s a lot tougher to make a difference.” – Tom Brokaw
  35. “If you can’t stand the heat, get out of the kitchen.” – Harry S Truman
  36. “Remember upon the conduct of each depends the fate of all.” – Alexander the Great
  37. “Silence is the sleep that nourishes wisdom.” – Francis Bacon
  38. “Have patience. All things are difficult before they become easy.” – Saadi
  39. “No man ever steps in the same river twice, for it’s not the same river and he’s not the same man.” – Heraclit
  40. “An effort made for the happiness of others lifts above ourselves.” – Lydia M. Child
  41. “It is amazing what you can accomplish if you do not care who gets the credit.” – Harry S Truman
  42. “If you do not think about your future, you cannot have one.” – John Galsworthy
  43. “Your own mind is a sacred enclosure into which nothing harmful can enter except by your permission.” – Arnold Bennett
  44. “There is always risk involved. You can’t be a capitalist only when there are investment profits but then a socialist when you experience losses.” – Cristina Kirchner
  45. “I hear, I know. I see, I remember. I do, I understand.” – Confucius
  46. “He has achieved success who has worked well, laughed often, and loved much.” – Elbert Hubbard
  47. “Nobody who ever gave his best regretted it.” – George Halas
  48. “We must not allow other people’s limited perceptions to define us.” – Virginia Satir
  49. “There is a wisdom of the head, and a wisdom of the heart.” – Charles Dickens
  50. “Perfection is the child of time.” – Joseph Hall
  51. “No matter what people tell you, words and ideas can change the world.” – Robin Williams
  52. “Find something you’re passionate about and keep tremendously interested in it.” – Julia Child
  53. “The glow of one warm thought is to me worth more than money.” – Thomas Jefferson
  54. “Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom.” – Viktor E. Frankl
  55. “Progress lies not in enhancing what is, but in advancing toward what will be.” – Khalil Gibran
  56. “Cherish all your happy moments; they make a fine cushion for old age.” – Booth Tarkington
  57. “The most effective way to do it, is to do it.” – Amelia Earhart
  58. “If you’re going through hell, keep going.” – Winston Churchill
  59. “The only sure weapon against bad ideas is better ideas.” – Alfred Whitney Griswold
  60. “Words are, of course, the most powerful drug used by mankind.” – Rudyard Kipling
  61. “The more things change, the more they are the same.” – Alphonse Karr
  62. “Of all possessions a friend is the most precious.” – Herodotus
  63. “Everything has beauty, but not everyone sees it.” – Confucius
  64. “The man who is swimming against the stream knows the strength of it.” – Woodrow Wilson
  65. “Success is the sum of small efforts – repeated day in and day out.” – Robert Collier
  66. “You exist only in what you do.” – Federico Fellini
  67. “Most people have the will to win, few have the will to prepare to win.” – Bobby Knight
  68. “The true art of memory is the art of attention.” – Samuel Johnson
  69. The secret of happiness is something to do.” – John Burroughs
  70. “A will finds a way.” – Orison Swett Marden
  71. “To live is to think.” – Marcus Tullius Cicero
  72. “The sea hath fish for every man.” – William Camden
  73. “What is called genius is the abundance of life and health.” – Henry David Thoreau
  74. “Prosperity tries the fortunate, adversity the great.” – Rose Kennedy
  75. “No one can figure out your worth but you.” – Pearl Bailey
  76. “Let there be work, bread, water and salt for all.” – Nelson Mandela
  77. “When one paints an ideal, one does not need to limit one’s imagination.” – Ellen Key
  78. “Perfection is attained by slow degrees; it requires the hand of time.” – Voltaire
  79. “Time passes irrevocably.” – Virgil
  80. “The world of reality has its limits; the world of imagination is boundless.” – Jean-Jacques Rousseau
  81. “The time you enjoy wasting is not wasted time.” – Bertrand Russell
  82. “Mastering others is strength. Mastering yourself is true power.” – Lao Tzu
  83. “You begin with the possibilities of the material.” – Robert Rauschenberg
  84. “If you live to be a hundred, I want to live to be a hundred minus one day so I never have to live without you.” – A. A. Milne
  85. “The only way to discover the limits of the possible is to go beyond them into the impossible.” – Arthur C. Clarke
  86. “Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha
  87. “Curiosity will conquer fear even more than bravery will.” – James Stephens
  88. “There are years that ask questions and years that answer.” – Zora Neale Hurston
  89. “The best and most beautiful things in the world cannot be seen or even touched – they must be felt with the heart.” – Helen Keller
  90. “Every failure is a step to success.” – William Whewell
  91. “If you aren’t fired with enthusiasm, you will be fired with enthusiasm.” – Vince Lombardi
  92. “Either you run the day or the day runs you.” – Jim Rohn
  93. “A computer once beat me at chess, but it was no match for me at kick boxing.” – Emo Philips
  94. “I attribute my success to this – I never gave or took any excuse.” – Florence Nightingale
  95. “I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” – Jimmy Dean
  96. “If you fell down yesterday, stand up today.” – H. G. Wells
  97. “The world breaks everyone, and afterward, some are strong at the broken places.” – Ernest Hemingway
  98. “The quality, not the longevity, of one’s life is what is important.” – Martin Luther King, Jr.
  99. “You can’t expect to hit the jackpot if you don’t put a few nickels in the machine.” – Flip Wilson
  100. “Put your heart, mind, and soul into even your smallest acts. This is the secret of success.” – Swami Sivananda
  101. “If the highest aim of a captain were to preserve his ship, he would keep it in port forever.” – Thomas Aquinas
  102. “The secret of your future is hidden in your daily routine.” – Mike Murdock
  103. “Happiness is not a matter of intensity but of balance, order, rhythm and harmony.” – Thomas Merton
  104. “Seek the lofty by reading, hearing and seeing great work at some moment every day.” – Thornton Wilder
  105. “Once you bring life into the world, you must protect it. We must protect it by changing the world.” – Elie Wiesel
  106. “Let us permit nature to have her way. She understands her business better than we do.” – Michel de Montaigne
  107. “Great minds have purposes; others have wishes.” – Washington Irving
  108. “The great thing about getting older is that you don’t lose all the other ages you’ve been.” – Madeleine L’Engle
  109. “If you’re alive, there’s a purpose for your life.” – Rick Warren
  110. “Dream in a pragmatic way.” – Aldous Huxley
  111. “The works must be conceived with fire in the soul but executed with clinical coolness.” – Joan Miro
  112. “Memories are the key not to the past, but to the future.” – Corrie Ten Boom
  113. “Great minds discuss ideas; average minds discuss events; small minds discuss people.” – Eleanor Roosevelt
  114. “Failure will never overtake me if my determination to succeed is strong enough.” – Og Mandino
  115. “I think about my work every minute of the day.” – Jeff Koons
  116. “I restore myself when I’m alone.” –  Marilyn Monroe
  117. “Success is peace of mind which is a direct result of self-satisfaction in knowing you did your best to become the best you are capable of becoming.” – John Wooden
  118. “Courage is found in unlikely places.” – J. R. R. Tolkien
  119. “The first wealth is health.” – Ralph Waldo Emerson
  120. “Courage is found in unlikely places.” – J. R. R. Tolkien
  121. “Do what you can, with what you have, where you are.” – Theodore Roosevelt
  122. “A good beginning makes a good end.” – Louis L’Amour
  123. “What you do today can improve all your tomorrows.” – Ralph Marston
  124. “One that would have the fruit must climb the tree.” – Thomas Fuller
  125. “Joy in looking and comprehending is nature’s most beautiful gift.” – Albert Einstein
  126. “The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt
  127. “Never go to bed mad. Stay up and fight.” – Phyllis Diller
  128. “The undertaking of a new action brings new strength.” – Richard L. Evans
  129. “It’s kind of fun to do the impossible.” – Walt Disney
  130. “Real riches are the riches possessed inside.” – B. C. Forbes
  131. “Reject your sense of injury and the injury itself disappears.” – Marcus Aurelius
  132. “It is not enough to have a good mind; the main thing is to use it well.” – Rene Descartes
  133. “A leader is one who knows the way, goes the way, and shows the way.” – John C. Maxwell
  134. “It takes an endless amount of history to make even a little tradition.” – Henry James”It’s not what you pay a man, but what he costs you that counts.” – Will Rogers
  135. “Halloween is not only about putting on a costume, but it’s about finding the imagination and costume within ourselves.” – Elvis Duran
  136. “Everything in the world may be endured except continual prosperity.” – Johann Wolfgang von Goethe
  137. “Where is all the knowledge we lost with information?” – T. S. Eliot
  138. “All I ask is the chance to prove that money can’t make me happy.” – Spike Milligan
  139. “Out of difficulties grow miracles.” – Jean de la Bruyere
  140. “Nine-tenths of wisdom is being wise in time.” – Theodore Roosevelt
  141. “Time is money.” – Benjamin Franklin
  142. “I can, therefore I am.” – Simone Weil
  143. “Where there is no vision, there is no hope.” – George Washington Carver
  144. “Greatness is a road leading towards the unknown.” – Charles de Gaulle
  145. “Kind words do not cost much. Yet they accomplish much.” – Blaise Pascal
  146. “The world is round so that friendship may encircle it.” – Pierre Teilhard de Chardin
  147. “Our deeds determine us, as much as we determine our deeds.” – George Eliot
  148. The greatest use of a life is to spend it on something that will outlast it.” – William James
  149. “Happiness is not something ready made. It comes from your own actions.” – Dalai Lama
  150. “If opportunity doesn’t knock, build a door.” – Milton Berle
  151. “I would define, in brief, the poetry of words as the rhythmical creation of Beauty.” – Edgar Allan Poe
  152. “There are people who have money and people who are rich.” – Coco Chanel
  153. “The young man knows the rules, but the old man knows the exceptions.” – Oliver Wendell Holmes, Sr.
  154. “The past always looks better than it was. It’s only pleasant because it isn’t here.” – Finley Peter Dunne
  155. “With the new day comes new strength and new thoughts.” – Eleanor Roosevelt
  156. “Give me the luxuries of life and I will willingly do without the necessities.” – Frank Lloyd Wright
  157. “To begin, begin.” – William Wordsworth
  158. “You can find peace amidst the storms that threaten you.” – Joseph B. Wirthlin
  159. “Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
  160. “Whenever you find yourself on the side of the majority, it is time to pause and reflect.” – Mark Twain
  161. “Adapt or perish, now as ever, is nature’s inexorable imperative.” – H. G. Wells
  162. “Won’t be long before we view gasoline cars the same way we view steam engines today.” – Elon Musk
  163. “The aim of life is to live, and to live means to be aware, joyously, drunkenly, serenely, divinely aware.” – Henry Miller
  164. “It is not in the stars to hold our destiny but in ourselves.” – William Shakespeare“Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas A. Edison“Experience is one thing you can’t get for nothing.” – Oscar Wilde
  165. “Any sufficiently advanced technology is indistinguishable from magic.” – Arthur C. Clarke
  166. “Good questions outrank easy answers.” – Paul Samuelson
  167. “Thinking: the talking of the soul with itself.” – Plato
  168. “I don’t think of all the misery but of the beauty that still remains.” – Anne Frank
  169. “All money is a matter of belief.” – Adam Smith
  170. “People are not disturbed by things, but by the view they take of them.” – Epictetus
  171. “Uncertainty is seen to retard investment independently of considerations of risk or expected return.” – Ben Bernanke
  172. “I never called my work an ‘art’. It’s part of show business, the business of building entertainment.” – Walt Disney
  173. “Hitch your wagon to a star.” – Ralph Waldo Emerson
  174. “The greatest remedy for anger is delay.” – Lucius Annaeus Seneca
  175. “Great minds discuss ideas; average minds discuss events; small minds discuss people.” – Eleanor Roosevelt
  176. “Act as if what you do makes a difference. It does.” – William James
  177. “Success – keeping your mind awake and your desire asleep.” – Walter Scott
  178. “If I had to live my life again, I’d make the same mistakes, only sooner.” – Tallulah Bankhead
  179. “When one must, one can.” – Charlotte Whitton
  180. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
  181. “If we open a quarrel between past and present, we shall find that we have lost the future.” – Winston Churchill
  182. “Hope is patience with the lamp lit.” – Tertullian
  183. “A single sunbeam is enough to drive away many shadows.” – Francis of Assisi
  184. “With the past, I have nothing to do; nor with the future. I live now.” – Ralph Waldo Emerson
  185. “Laziness may appear attractive, but work gives satisfaction.” – Anne Frank
  186. “I never think of the future – it comes soon enough.” – Albert Einstein
  187. “Hope is but the dream of those who wake.” – Matthew Prior
  188. “The more sand that has escaped from the hourglass of our life, the clearer we should see through it.” – Jean Paul
  189. “Real knowledge is to know the extent of one’s ignorance.” – Confucius
  190. “Better keep yourself clean and bright; you are the window through which you must see the world.” – George Bernard Shaw
  191. “Nothing great in the world has ever been accomplished without passion.” – Georg Wilhelm Friedrich Hegel
  192. “History is a vast early warning system.” – Norman Cousins
  193. “We first make our habits, and then our habits make us.” – John Dryden
  194. “The traveler sees what he sees, the tourist sees what he has come to see.” – Gilbert K. Chesterton
  195. “Adventure is worthwhile.” – Aesop
  196. “We must build dikes of courage to hold back the flood of fear.” – Martin Luther King, Jr.
  197. “The return we reap from generous actions is not always evident.” – Francesco Guicciardini
  198. “Courage is knowing what not to fear.” – Plato
  199. “Science may never come up with a better office communication system than the coffee break.” – Earl Wilson
  200. “Progress was all right. Only it went on too long.” – James Thurber
  201. “If you would know strength and patience, welcome the company of trees.” – Hal Borland
  202. “We aim above the mark to hit the mark.” – Ralph Waldo Emerson
  203. “Hope is being able to see that there is light despite all of the darkness.” – Desmond Tutu
  204. “Our chief want is someone who will inspire us to be what we know we could be.” – Ralph Waldo Emerson
  205. “Patience is a virtue, and I’m learning patience. It’s a tough lesson.” – Elon Musk
  206. “Great things are done when men and mountains meet.” – William Blake

“The man who has no imagination has no wings.” – Muhammad Ali
“Formula for success: rise early, work hard, strike oil.” – J. Paul Getty
“Action is the foundational key to all success.” – Pablo Picasso
“Hope is like the sun, which, as we journey toward it, casts the shadow of our burden behind us.” – Samuel Smiles
“The backbone of surprise is fusing speed with secrecy.” – Carl von Clausewitz
“There are no shortcuts in evolution.” – Louis D. Brandeis
“I am fascinated by what is beautiful, strong, healthy, what is living. I seek harmony.” – Leni Riefenstahl
“If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.” – Henry David Thoreau
“Waste no more time arguing about what a good man should be. Be one.” – Marcus Aurelius
“It is during our darkest moments that we must focus to see the light.” – Aristotle Onassis
“Courage is fear holding on a minute longer.” – George S. Patton
“You must be the change you wish to see in the world.” – Mahatma Gandhi
“Don’t judge each day by the harvest you reap but by the seeds that you plant.” – Robert Louis Stevenson
“It is in the character of very few men to honor without envy a friend who has prospered.” – Aeschylus
“Life is a series of natural and spontaneous changes. Don’t resist them – that only creates sorrow. Let reality be reality. Let things flow naturally forward in whatever way they like.” – Lao Tzu
“The more you praise and celebrate your life, the more there is in life to celebrate.” – Oprah Winfrey
“Anything simple always interests me.” – David Hockney
“He who angers you conquers you.” – Elizabeth Kenny
“Concision in style, precision in thought, decision in life.” – Victor Hugo
“The secret of genius is to carry the spirit of the child into old age, which means never losing your enthusiasm.” – Aldous Huxley
“View health as an investment, not an expense.” – John Quelch
“The most effective way to do it, is to do it.” – Amelia Earhart
“Man needs his difficulties because they are necessary to enjoy success.” – A. P. J. Abdul Kalam
“Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha
“Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
“You must do the things you think you cannot do.”- Eleanor Roosevelt
“Success is dependent on effort.” – Sophocles
“Nobody who ever gave his best regretted it.” – George Halas
“Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.” ~ Oprah Winfrey
“And when I breathed, my breath was lightning.” – Black Elk
“Moderation is the silken string running through the pearl chain of all virtues.” – Joseph Hall
“You are the sum total of everything you’ve ever seen, heard, eaten, smelled, been told, forgot – it’s all there. Everything influences each of us, and because of that I try to make sure that my experiences are positive.” – Maya Angelou
“If you want a guarantee, buy a toaster.” – Clint Eastwood
“We are an impossibility in an impossible universe.” – Ray Bradbury
“If you think in terms of a year, plant a seed; if in terms of ten years, plant trees; if in terms of 100 years, teach the people.” – Confucius
“I’d rather attempt to do something great and fail than to attempt to do nothing and succeed.” – Robert H. Schuller
“Do your little bit of good where you are; it’s those little bits of good put together that overwhelm the world.” Desmond Tutu
“It takes considerable knowledge just to realize the extent of your own ignorance.” – Thomas Sowell
“Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha”
Surprise is the greatest gift which life can grant us.” – Boris Pasternak
“Trust in dreams, for in them is hidden the gate to eternity.” – Khalil Gibran
“Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it.” – Bruce Lee
“All life is an experiment. The more experiments you make the better.” – Ralph Waldo Emerson
“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” – Colin Powell
“There is more to life than increasing its speed.” – Mahatma Gandhi
“Your attitude is like a box of crayons that color your world. Constantly color your picture gray, and your picture will always be bleak. Try adding some bright colors to the picture by including humor, and your picture begins to lighten up.” – Allen Klein
“Definiteness of purpose is the starting point of all achievement.” – W. Clement Stone
“Success usually comes to those who are too busy to be looking for it.” – Henry David Thoreau
“In matters of truth and justice, there is no difference between large and small problems, for issues concerning the treatment of people are all the same.” – Albert Einstein
“Life is too short for long-term grudges.” – Elon Musk
“There cannot be a crisis next week. My schedule is already full.” – Henry Kissinger
“Success consists of getting up just one more time than you fall.” – Oliver Goldsmith
“The Earth is the cradle of humanity, but mankind cannot stay in the cradle forever.” – Konstantin Tsiolkovsky
“Ours is a world of nuclear giants and ethical infants. We know more about war that we know about peace, more about killing that we know about living.” – Omar N. Bradley
“Beauty surrounds us, but usually we need to be walking in a garden to know it.” – Rumi
“But man is not made for defeat. A man can be destroyed but not defeated.” – Ernest Hemingway
“Don’t watch the clock; do what it does. Keep going.” – Sam Levenson
“Let there be work, bread, water and salt for all.” – Nelson Mandela
“The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future.” – John Maynard Keynes
“A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
“I know not with what weapons World War III will be fought, but World War IV will be fought with sticks and stones.” – Albert Einstein
“It is the fight alone that pleases us, not the victory.” – Blaise Pascal
“If you can’t describe what you are doing as a process, you don’t know what you’re doing.” – W. Edwards Deming
“Never interrupt your enemy when he is making a mistake.” – Napoleon Bonaparte
“Be sure you put your feet in the right place, then stand firm.” – Abraham Lincoln
“Without investment there will not be growth, and without growth there will not be employment.” – Muhtar Kent
“You have to do your own growing no matter how tall your grandfather was.” – Abraham Lincoln
“Victory has a thousand fathers, but defeat is an orphan.” – John F. Kennedy
“Delete the negative; accentuate the positive!” – Donna Karan
“It’s crazy how fast time flies and how things progress.” – Nathan Chen
“The world is a dangerous place to live; not because of the people who are evil, but because of the people who don’t do anything about it.” – Albert Einstein
“Life isn’t about finding yourself. Life is about creating yourself.” – George Bernard Shaw
“Everything has beauty, but not everyone sees it.” – Confucius
“A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
“Walking with a friend in the dark is better than walking alone in the light.” – Helen Keller
“A man who dares to waste one hour of time has not discovered the value of life.” – Charles Darwin
“The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” – Michelangelo
“Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
“I like to encourage people to realize that any action is a good action if it’s proactive and there is positive intent behind it.” – Michael J. Fox
“Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
“But investment in space stimulates society, it stimulates it economically, it stimulates it intellectually, and it gives us all passion.” – Bill Nye
“Bitcoin, in the short or even long term, may turn out be a good investment in the same way that anything that is rare can be considered valuable. Like baseball cards. Or a Picasso.” – Andrew Ross Sorkin
“Life is a tragedy when seen in close-up, but a comedy in long-shot.” – Charlie Chaplin
“No matter what you’re going through, there’s a light at the end of the tunnel and it may seem hard to get to it but you can do it and just keep working towards it and you’ll find the positive side of things.” – Demi Lovato
“Infrastructure investment in science is an investment in jobs, in health, in economic growth and environmental solutions.” – Oren Etzioni
“Educating our children and giving them the skills they need to compete in a global economy is a smart investment in our country’s future.” – Sheldon Whitehouse
“Know thy self, know thy enemy. A thousand battles, a thousand victories.” – Sun Tzu
“If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
“Beware of missing chances; otherwise it may be altogether too late some day.” – Franz Liszt
“The sofa is a really important investment for anybody, and I don’t mean financially. You need to find a really great sofa that can transition with you, and you can build from there.” – Jeremiah Brent
“There is no investment you can make which will pay you so well as the effort to scatter sunshine and good cheer through your establishment.” – Orison Swett Marden
“Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.” – Marie Curie
“There is little that can withstand a man who can conquer himself.” – Louis XIV
“In tennis, you strike a ball just after the rebound for the fastest return. It’s the same with investment.” – Masayoshi Son
“A camel makes an elephant feel like a jet plane.” – Jackie Kennedy
“The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.” – Bill Gates
“Success depends upon previous preparation, and without such preparation there is sure to be failure.” – Confucius, Chinese
“Coming together is a beginning; keeping together is progress; working together is success.” – Edward Everett Hale
“Never do anything against conscience even if the state demands it.”– Albert Einstein
“Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey
“The true measure of a man is how he treats someone who can do him absolutely no good.” – Samuel Johnson
“In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?” – Li Lu
“A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
“The best preparation for tomorrow is doing your best today.” – H. Jackson Brown, Jr.
“Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.” – Elie Wiesel
“Investing in women’s lives is an investment in sustainable development, in human rights, in future generations – and consequently in our own long-term national interests.” – Liya Kebede
“Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace.” – Mike Ditka
“No matter how many goals you have achieved, you must set your sights on a higher one.” – Jessica Savitch
“Start where you are. Use what you have. Do what you can.”– Arthur Ashe
“The secret of getting ahead is getting started.” – Mark Twain
“The amount of work and the amount of both physical and emotional investment it takes to get to the top.” – Drew Bledsoe

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