The Fed Hike’s Interest Rates As Expected, Banks Jump, & Stocks End Mixed – $ADT $AI $AZTR $KBE $LTRN $SHIP $UPST $VICR Rise!
Happy Wednesday!
I hope that your hump day went at least as well as you might have expected or better and that you might even be out enjoying a nice cocktail to celebrate the day.
As for the broad markets today, investors received the Fed’s interest rate decision that clocked in at an expected .25% increase, while Fed head ‘Uncle Jerry’ Powell confirmed that inflation has moderated to some degree since the middle of ’22. However he is also still pointing to needing to achieve the Fed’s 2% inflation goal that they now believe will be attained in 2025. In the markets, stock indices ended mixed, but banks stocks experienced outsized jump today as PacWest (PACW) & Banc of California (BANC) merger added increase expectations that merger activity may rise. The SPDR S&P Regional Banking ETF (KRE) closed at $48.86, +4.74% and the SPDR S&P Bank ETF (KBE) rose 3.72% closing at $42.07.
In addition, the macroeconomic schedule produced the weekly MBA Mortgage Applications Index report showed a 1.8% decrease, while purchase applications fell by 3% & refinance applications stayed flat. The New home sales report also showed 2.5% M/M drop in June to a seasonally adjusted annual rate of 697k units & on a Y/Y basis they were up 23.8%. The weekly EIA crude oil inventories report confirmed a 600k barrels build as as oil prices moved lower closing at $78.94, -.87%.
The yield curve pulled back as the 2-yr note yield moved down .021 to 4.58% & the 10-yr note yield fell .027 to 3.865%, while the U.S. Dollar Index closed at 101.05, -.30%.
The S&P 500 closed at 4,566.75 (-.02%) with the communication services sector leading all with 2.7% gain and the information technology sector’s 1.3% drop to be the worst performer of the day. Apple (AAPL) closed at $194.50, +.45% & Tesla (TSLA) fell .35% to close at $264.35. yesterday, Gm (GM, $38.29,+.98%) reported Q2/2023 results, but also updated its full-year 2023 guidance for the second consecutive quarter highlighting U.S. GAAP net income attributable to stockholders of $9.3 billion-$10.7 billion, compared to the previous outlook of $8.4 billion-$9.9 billion, EBIT-adjusted of $12.0 billion-$14.0 billion, compared to the previous outlook of $11.0 billion-$13.0 billion, U.S. GAAP net automotive cash provided by operating activities of $18.0 billion-$21.0 billion, compared to the previous outlook of $16.5 billion-$20.5 billion, Adjusted automotive free cash flow of $7.0 billion-$9.0 billion, compared to the previous outlook of $5.5 billion-$7.5 billion & Capital expenditures of $11 billion-$12 billion, compared to the previous outlook of $11 billion-$13 billion.
The Dow 30 moved further above the 35k level and closed at 35,520.12 (+.23%) as it has now seen 13 consecutive days of gains. Chevron (CVX) closed at $161.34. Microsoft (MSFT, closed at $337.77, -13.21, -3.8%)
The Nasdaq closed above the 14k level again at 14,127.28 (-.12%) as the index conducted a Special Rebalance of the Nasdaq 100 to reduce the increasingly worrisome over concentration in the ‘Magnificent Seven’, which became effective prior to the open Monday, July 24. Cathie Wood’s ARK Innovation ETF (ARKK) closed at $48.28, +2.14%. NVIDIA Corporation (NVDA) fell .50% to close at $454.52. This week, NVIDIA announced that it has named to its board of directors Melissa Lora, who spent three decades as an executive at Taco Bell Corp., a subsidiary of Yum! Brands, Inc., before retiring in 2018 as president of Taco Bell International. Alphabet (GOOG, GOOGL) reported Q2 earnings after the market close yesterday that exceeded estimates on the top and bottom lines & shares closed at $129.66, +5.59% today.
Shares of Vicor Corporation (NASDAQ: VICR), a company that designs, develops, manufactures, and markets modular power components and complete power systems based upon a portfolio of patented technologies, closed at $93.70, +57.72%. The move came after Vicor reported financial results for the second quarter ended June 30, 2023. Revenues for the second quarter ended June 30, 2023 totaled $106.7 million, a 4.5% increase from $102.2 million for the corresponding period a year ago, and a 9.1% sequential increase from $97.8 million in the first quarter of 2023. Gross margin increased to $55.2 million for the second quarter of 2023, compared to $46.8 million for the corresponding period a year ago, and increased sequentially from $46.5 million for the first quarter of 2023. Gross margin, as a percentage of revenue, increased to 51.7% for the second quarter of 2023, compared to 45.8% for the corresponding period a year ago, and from 47.6% for the first quarter of 2023.
Shares of Upstart Holdings, Inc., (UPST), a leading artificial intelligence (AI) lending marketplace, rose 17.43% yesterday then added 1.86% to close at $64.16 today. They will release their second quarter fiscal year 2023 business and financial results on Tuesday, August 8, 2023 after the market close.
The growth oriented small caps experienced a positive session as the Russell 2000 closed at 1,980.36 (+.72%), while the MicroCaps moved higher for the first time this week as the Micro-cap ETF (IWC) closed at 113.69, +1.07%.
Biotech stocks drift lower again as the SPDR S&P Biotech ETF (XBI) closed at $83.05, -.13%. The 52-wk range is $72.44 – $95.18 and continues to get tighter. The iShares Biotechnology ETF (IBB) moved lower to close at $128.84, -.21%. The 52-range is $113.37 – $138.74.
Lantern (LTRN, closed at $4.56, +3.64% and traded up to $4.79, +5.04% in the aftermarket), an Artificial Intelligence (AI) firm, will participate and present at the following conferences:
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Cancer Molecular Therapeutics Research Association Conference, in Watkins Glen, NY from July 23-27, 2023. Kishor Bhatia Ph.D., Lantern’s Chief Scientific Officer, will be participating, presentation details TBA.
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Society of Neuro-Oncology/American Society of Clinical Oncology CNS Cancer Conference in San Francisco, CA, on August 10th, 2023 from 5:30-7:30 p.m. PT.
Presentation Title: LP-184, a novel acylfulvene-derived tumor site activated small molecule inhibits adult and pediatric CNS tumor cell growth
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International Conference on Drug Conjugates for Directed Therapy in Darmstadt, Germany on Thursday, August 24th, 2023 from 9:45-10:15 a.m. CEST.
Presentation Title: In-silico Approach for the Identification of ADC Targets with Improved Tumor Selectivity
On June 26, Lantern announced the company has published new findings in Oncotarget demonstrating drug candidate LP-284’s in vitro and in vivo antitumor potency for multiple non-Hodgkin’s lymphomas (NHL), including mantle cell lymphoma (MCL) and double-hit lymphoma (DHL). The journal article titled “LP-284 Targets Non-Hodgkin’s Lymphoma and DNA Damage Repair Deficiency” further supports LP-284’s development for NHL and advancement towards a first-in-human Phase 1 trial, which is anticipated for the second half of 2023. Non-Hodgkin’s lymphomas (NHL) remain one of the leading causes of cancer deaths globally and have an estimated 500,000 new cases globally, with NHL being the leading hematological malignancy in the US. Despite advances for NHL using combination and targeted therapies, nearly 20% to 40% of patients with certain subtypes still relapse after treatment. In aggressive subtypes of NHL, like MCL, nearly all patients relapse from standard-of-care (SOC) therapies. READ MORE at this link.
Lantern Pharma collaborates with leading institutions, researchers and companies to develop and deliver cancer therapies. i.e. Johns Hopkins, Fox Chase Cancer Center, Georgetown University, National Cancer Institute, Danish Cancer Society Research Center (DCRC), UT Health San Antonio. Learn more here.
The iShares U.S. Healthcare ETF (IYH) closed at $285.68, +.03%.
Bank stocks jumped considerably today as PacWest (PACW) & Banc of California (BANC) merger added increase expectations that merger activity may rise. The SPDR S&P Regional Banking ETF (KRE) closed at $48.86, +4.74% and the SPDR S&P Bank ETF (KBE) rose 3.72% closing at $42.07.
Around the crypto and precious metals’ tree, Bitcoin (BTC) traded to $29,592.11, +1.24% over the last 24 hours at the time of this writing. Gold prices remains below 2k at $1,979, +$5/oz. & silver closed at $25.03, +$..26/oz. on the day.
The CBOE Volatility Index (^VIX) closed at $13.19, -4.83%.
FURTHER AFIELD
Shares of C3.ai, Inc. (NYSE: AI), the Enterprise AI application software company, moved up to close at $41.22,+2.13%. On May 31, AI announced financial results for its fiscal fourth quarter and full fiscal year ended April 30, 2023. Highlighting Total revenue for the quarter was $72.4 million. C3.ai is hosting an Investor Day on June 22, 2023 in New York City to provide C3 AI investors with a company update, including information about our product roadmap, product demonstrations including C3 Generative AI, and updates on our partner ecosystem.
Shares of ADT Inc. (ADT), the most trusted brand in smart home and small business security, closed at $6.50, +2.69%.
Shares of Seanergy Maritime Holdings Corp. (SHIP), the only pure-play Capesize ship-owner publicly listed in the U.S. closed at $5.67, +9.04%. On July 6, Seanergy announced that it has repurchased 362,161 common shares, or approximately 2% of its issued and outstanding shares, at an average price of approximately $4.35 per share pursuant to its previously announced share repurchase program. The average share repurchase price represents approximately a 11.2% discount from the closing price of July 5, 2023. Moreover, the Company entered into a 12-month bareboat charter agreement with an unaffiliated third party in Japan for a 2011-built Newcastlemax dry bulk vessel of 207,855 dwt built at Nantong COSCO KHI Ship Engineering Co Ltd (NACKS). Pursuant to the terms of the bareboat charter, Seanergy has advanced a down payment of $3.5 million and will pay an additional $3.5 million on delivery of the vessel to the Company, as well as a daily bareboat rate of $9,000 over the charter period. Delivery is estimated to take place between August and December 2023 while at the end of the 12-month bareboat period, Seanergy has an option to purchase the Vessel for $20.2 million.
MEMES CENTRAL
Memes stock GameStop Corp. (GME) closed at $22.70, -.66% as the shorts won the ongoing daily battle.
Shares of AMC, the largest movie exhibition company in the United States, the largest in Europe and the largest throughout the world with approximately 950 theaters and 10,500 screens across the globe, closed at $5.07, -.98%.
VP WATCHLIST UPDATES
On July 20, InMed (INM, $1.13, & has traded up to $1.15, +1.77% in the aftermarket) provided a commercial and manufacturing update on its subsidiary BayMedica LLC (“BayMedica”), a leading supplier of bioidentical rare cannabinoids to the Health and Wellness (“H&W”) market. Highlighting the following: $2.3M revenues (unaudited) in Q4 2023, representing 123% increase quarter over quarter (“QoQ”), Optimized and scaled up manufacturing processes over the last 12 months to meet increasing demand, & Third consecutive quarter with significant revenue growth. Eric A. Adams, InMed’s President and CEO stated, “We are very encouraged to see another strong quarter with (unaudited) revenues in excess of $2.3M, representing our third consecutive quarter with significant revenue growth. As demand for minor cannabinoids continues to increase, we see a potential path for BayMedica to become a profitable standalone business subsidiary and contribute margin to the pharmaceutical R&D parent.”
On May 31, our sister organization, Tribe Public, hosted a Presentation & Q&A Webinar Event titled “InMed Pharmaceuticals (NASDAQ: INM) Addressing The Increasing Demand For Rare Cannabinoids.” The event was co-hosted by InMed Pharmaceutical’s (NASDAQ: INM) CEO Eric A. Adams, MIBS, & BayMedica’s Jerry P. Griffin, VP, Sales and Marketing. InMed Pharmaceuticals (NASDAQ: INM, $1.34, +6.35%) is a global leader in the development, manufacturing, and commercialization of rare cannabinoids, which is developing a pipeline of rare cannabinoid therapeutics and dedicated to delivering new treatment alternatives to patients that may benefit from cannabinoid-based pharmaceutical drugs. i.e. Alzheimer’s Disease, Glaucoma, & a rare genetic skin disease, Epidermolysis Bullosa (EB). Together with its subsidiary, BayMedica LLC, the Company has unparalleled cannabinoid manufacturing capabilities to serve a spectrum of consumer markets, including pharmaceutical and health and wellness. If you missed this event, then you may now watch the event video at the Tribe Public YouTube Channel by clicking here.
On June 27, INVO Bioscience, Inc. (NASDAQ: INVO, $.153, -2.17%), a commercial-stage fertility company focused on expanding access to advanced treatment worldwide with its INVOcell® medical device and the intravaginal culture (“IVC”) procedure it enables, announced it has received U.S. Food and Drug Administration (FDA) 510(k) clearance to expand the labeling on the INVOcell device and its indication for use to provide for a 5-day incubation period. The data supporting the expanded 5-day incubation clearance demonstrated improved patient outcomes. Steve Shum, CEO of INVO stated, “This is a momentous day for INVO as the FDA has provided clearance for us to expand our labeling to cover a 5-day incubation period for INVOcell. This has been a multi-year effort to demonstrate INVOcell’s ability to improve patient outcomes using a longer incubation period, similar to conventional IVF results. We believe our ability to now communicate the improved success rates using INVOcell to patients and physicians will have a positive effect on the overall confidence and adoption of the technology going forward. The global fertility services market is a substantial, multi-billion-dollar industry and growing, with a significant underserved patient population. INVO’s commercial strategy remains focused on helping to expand affordable care to the underserved patients in need. The Company’s market approach includes the opening of dedicated “INVO Centers” offering INVOcell® and IVC procedure (three centers in North America now operational), the acquisition of existing profitable IVF clinics (signed binding agreements to acquire Wisconsin Fertility Institute), and the continued global distribution and sale of the INVOcell technology solution into existing fertility clinics. We believe the recent 510(k) clearance will help further support our overall commercial activities.”
On May 15, INVO announced financial results for the quarter ended March 31, 2023 and provided a business update. Steve Shum, CEO of INVO stated, “We made significant progress on nearly every key operational metric during the first quarter, particularly within our three existing INVO Centers in Atlanta, Birmingham and Monterrey achieving record levels of revenue and patient cycles. These three centers combined to generate $646,707 in revenue, an increase of 108% from the first quarter of the prior year and were ahead 46% sequentially from Q4 2022, as patients increasingly recognize and value the remarkable opportunity INVO offers to assist families with affordable fertility options. We are extremely pleased to see the existing clinics nearing break-even and look forward to each of them generating positive cashflows and profits in the near future. Tampa Fertility Institute, our planned INVO Center in Tampa, is progressing with a mid-summer target opening and we are also executing on the early preparation work for an INVO Center in Kansas City. To build on the success we are achieving with our INVO Centers, we expanded our commercialization approach to include the acquisition of established and profitable US IVF clinics and announced the execution of binding agreements to acquire Wisconsin Fertility Institute,” Shum continued. “We view our acquisition strategy as highly complementary to our ongoing efforts to build new INVO Centers, increase sales of our INVOcell® device and expand adoption of the IVC procedure. We expect this strategy to accelerate our corporate development efforts and our path to profitability, as we integrate IVC alongside IVF. We view these two procedures as highly complementary to each other and to our mission of expanding access and affordability for the millions of people for whom the cost of IVF is out of reach. We look forward to closing the acquisition in the current quarter.”
On April 18, Maxim Group’s Analyst Jason McCarthy, Ph.D. issued a BUY rating on INVO Bioscience (INVO). His report is titled, “4Q Results and Outlook: Fertility Space Remains Active as INVO Expands Strategy with IVF Clinic Acquisition.” His 12-month Price Target is $3.
On April 5, INVO announced that it congratulates recently acquires Wisconsin Fertility Institute on being named one of America’s Best Fertility Clinics by Newsweek. During the survey period from November to December 2022, Newsweek and Statista invited over 3,000 reproductive endocrinologists, infertility specialists, obstetricians/gynecologists working in and referring patients to fertility clinics, other medical professionals (e.g., registered nurses, laboratory assistants) and fertility clinic administrators/managers working in fertility clinics to participate in the survey. Participants were asked to assess the quality in five categories for each recommended facility and to assign a ranking position to a set of fertility clinics. Only facilities defined as fertility clinics and ART (“Advanced Reproductive Technology”) providers by the Centers for Disease Control and Prevention (CDC) were considered. Click here for a full listing and methodology for inclusion.
On March 27, INVO Bioscience announced the closing of its previously announced registered direct offering of 3,680,000 shares of common stock (or pre-funded warrants in lieu thereof), priced at-the-market under Nasdaq rules. In a concurrent private placement, the Company also issued warrants to purchase up to an aggregate of 5,520,000 shares of common stock. The combined effective offering price for each share of common stock (or pre-funded warrant in lieu thereof) and warrant is $.815. The warrants are immediately exercisable, expire on the eight-year anniversary of the issuance date and have an exercise price of $0.63 per share. Maxim Group LLC is acting as the sole placement agent for the offering.
On Jan. 16, BioSpectrum published an article titled “INVO Bioscience introduces next-gen technologies to fertility market in Taiwan.”
Today, shares of Borqs Technologies, Inc. (Nasdaq: BRQS), a global provider of 5G wireless solutions, Internet of Things (IoT) solutions, and innovative clean energy, with global operations in the U.S., India, and China closed at $.1992, +1.83%. The 52-week range is $.15 – $1.88.
On July 17, Borqs announced its plans to develop an AI-enabled smart watch as part of its expansion strategy into artificial intelligence (AI) for the U.S. market. The AI-enabled smart watch is positioned as an Edge AI device. According to NVIDIA, “Edge AI is the deployment of AI applications in devices throughout the physical world. It’s called “edge AI” because the AI computation is done near the user at the edge of the network, close to where the data is located, rather than centrally in a cloud.” (https://resources.nvidia.com/en-us-it-resources-blogs/what-is-edge-ai) Borqs AI-enabled smart watch will be based on Android and is wirelessly connected via Wifi/BT and cellular networks. It will make use of the AI capability on the watch chipset platform to perform the training and inference of machine learning for the sensors on the watch. The watch will also support ChatGPT or similar AGI capabilities as an intelligent voice assistant. Read more here.
On July 6, Borqs Technologies announced that together with SkyCentrics, they have launched the next generation CTA-2045 ECOPORT communication products. The next-generation products are more price competitive and feature-rich than the current generation products and have significantly better cellular coverage with the use of internal and external antennas. Borqs and SkyCentrics announced their strategic partnership in 2021. The partnership includes joint research & development, sales, and promotion, as well as, Borqs’ investment into SkyCentrics. It will leverage Borqs’ expertise in mobile IoT and 5G technologies. Borqs has years of manufacturing experience in making products worldwide, and has manufactured products for the U.S. mobile operators and Fortune 500 companies. SkyCentrics is an expert in the CTA-2045 and demand response technologies and will be responsible for the CTA-2045 software, ECOPORT certification, and cloud functionality with its Demand Response Energy & Asset Management (DREAM) platform.
The first release of the next generation ECOPORT will start commercial shipment in Q3 in 2023, and both companies forecast strong demand for the products. “I am very pleased that with after one year of development, we’ve successfully developed a suite of very competitive products for the very promising CTA-2045 ECOPORT markets. Together with SkyCentrics, we’ve defined a roadmap for other products which we plan to launch in the latter part of this year as well,” said Pat Chan, CEO of Borqs Technologies.
“With Borqs, we have found a high-quality hardware design and manufacturing partner, which allows us to focus on the software that orchestrates electrical machines in buildings to sync their energy usage to grid prices and carbon emissions. This will enable the grid to support a much larger penetration of intermittent renewable energy, and lower costs for all rate payers,” said Tristan de Frondeville, CEO of SkyCentrics.
A smart city uses various types of electronic methods and sensors to collect data to gain insights in the management and operation of grid loads in order to improve efficiency and effectiveness. As a start in the development of a smart city, mobile connected CTA-2045 devices are chosen by utility companies across the U.S. as the platform for smart management of water heaters, pool pumps and other products with EcoPorts. Historically, all water heaters were ‘dumb,’ controlled by a thermostat and randomly going on and off. The new generation of smart water heaters, connected with CTA-2045 communicating modules can optimize their on/off schedule based on each household’s usage pattern, grid prices and carbon emissions. A key component of electrifying everything is ensuring that all the devices that are electric run on clean energy. It is estimated that the energy savings as well as carbon emission reduction by CTA-2045 controlled residential water heaters can produce staggering results, with each one million CTA-2045 equipped water heaters equating to the removal of 100,000 gasoline powered cars from the highways. Early adoption of CTA-2045 EcoPort enabled water heaters has been underway in low-income multi-family solar and storage communities in Hawaii. Commercial and residential markets in buildings and power grid optimization is estimated to reach $154 billion by the year 2026, according to Verified Market Research in their study “Global Building Automation System Market Size By Technology, By System, By Application, By Geographic Scope And Forecast” (Aug 2020). SkyCentrics is working with major commercial building industrial equipment manufacturers to provide them retrofit kits that will enable their embedded base of existing equipment to be retrofit to have a CTA-2045 EcoPort which will provide an inexpensive way to create the Grid Interactive Efficient Buildings (GEBs) that were recently promoted by the Biden administration quoting the “National Roadmap for Grid Interactive Efficient Buildings” report by The Lawrence Berkeley National Lab and The Brattle Group.
Recently, I c0-hosted a couple of our sister organization’s (Tribe Public) CEO Presentation and Q&A events that were held in Scottsdale and Peoria, AZ. The events were co-hosted by Travis Whitfill, MPH MPhil PhD(c), Cofounder and Chief Operating Officer of Azitra, Inc., a company that successfully priced their Initial Public Offering (IPO) on the Nasdaq with the ticker ‘AZTR’ recently on Friday, June 16, 2023 and closed trading today at $3.97, 7.30%. Mr. Whitfill provided a presentation about Azitra’s precision dermatology platform that is augmented by an artificial intelligence and machine learning technology that analyzes, predicts, and helps screen our library of strains for drug like molecules. You can learn more about their company today at their website https://azitrainc.com. Thanks again for those of you that joined this event and please note that I intend on hosting the Phoenix events on the last Thursday of each month going forward with a list of evolving companies that the Tribe is seeking to meet. If you want a direct invitation going forward for Scottsdale or other cities where the Tribe is hosting events, then please let me know. Here’s a little more info Azitra’s CEO:
Travis Whitfill (pictured above) is a serial biotech entrepreneur. He is the is the cofounder and Chief Operating Officer at Azitra. His background began in molecular biology and biochemistry after receiving scientific training at the MD Anderson Cancer Center, Duke University, and Yale University. Previously, Travis was a Partner at Bios Partners, which is biotech-focused venture capital fund. He has sat on the board of several portfolio companies, including 410 Medical, Immusoft Corporation, IN8bio (NASDAQ: INAB) and SIRPant Immunotherapeutics. He also is an Assistant Professor Adjunct in the Departments of Pediatrics and Emergency Medicine at Yale University. Mr. Whitfill has led numerous grant-funded projects, holds nearly a dozen patents, and has co-authored over 50 publications.
He was on Forbes’ 30 under 30 list (healthcare) in 2018. Mr. Whitfill received degrees from Yale University (MPH), University College London (MPhil), Dallas Baptist University (BS), and is finishing a PhD from University College London in innovation and economics.
Shares of Chinook Therapeutics, Inc. (KDNY), a biopharmaceutical company focused on the discovery, development and commercialization of precision medicines for kidney diseases, closed at $39.09, +.03% after rising +58.32% on June 12 when they announced that it had entered into an agreement and plan of merger with Novartis AG pursuant to which Novartis will acquire Chinook for $40 per share in cash, or a total of $3.2 billion. This offer represents a premium of 83 percent to Chinook’s 60-day volume-weighted average stock price and 67 percent to Chinook’s closing price on June 9, 2023. In addition, Chinook shareholders will receive contingent value rights (CVRs) providing for payment of up to $4 per share upon the achievement of certain future regulatory milestones with respect to Chinook’s lead product candidate, atrasentan. Total consideration including the contingent value right, if the milestones are achieved, would be approximately $3.5 billion. The transaction has been unanimously approved by the Boards of Directors of both companies.`
Economic Reports
On Monday, the Preliminary July S&P Global US Manufacturing PMI report that came in higher at 49 & the Preliminary July S&P Global US Services PMI report that came in lower at 52.4.
Investing & Inspiration
- “I never think of the future – it comes soon enough.” – Albert Einstein
- “Today you are you! That is truer than true! There is no one alive who is you-er than you!” – Dr. Seuss
- “We live in a rainbow of chaos.” – Paul Cezanne
- “Real knowledge is to know the extent of one’s ignorance.” – Confucius
- “Better keep yourself clean and bright; you are the window through which you must see the world.” – George Bernard Shaw
- “Life consists not in holding good cards but in playing those you hold well.” – Josh Billings
- “The traveler sees what he sees, the tourist sees what he has come to see.” – Gilbert K. Chesterton
- “Goodness is the only investment that never fails.” – Henry David Thoreau
- “The return we reap from generous actions is not always evident.” – Francesco Guicciardini
- “Courage is knowing what not to fear.”– Plato
- “Freedom means the opportunity to be what we never thought we would be.” – Daniel J. Boorstin
- “Fishes live in the sea, as men do a-land; the great ones eat up the little ones.” – William Shakespeare
- “A man is what he thinks about all day long.” – Ralph Waldo Emerson
- “There are two ways of spreading light: to be the candle or the mirror that reflects it.” – Edith Wharton
- “We cannot live only for ourselves. A thousand fibers connect us with our fellow men.” – Herman Melville
- “Childhood is a short season” – Helen Hayes
- “Formula for success: rise early, work hard, strike oil.” – J. Paul Getty
- “The hardest arithmetic to master is that which enables us to count our blessings.” – Eric Hoffer
- “I fear not the man who has practiced 10,000 kicks once, but I fear the man who has practiced one kick 10,000 times.” – Bruce Lee
- “There are no shortcuts in evolution.” – Louis D. Brandeis
- “Hope is the only bee that makes honey without flowers.” – Robert Green Ingersoll
- “Our happiness depends on wisdom all the way.” – Sophocles
- “Life is the art of drawing without an eraser.” – John W. Gardner
- “Give light and people will find the way.” – Ella Baker
- “Without craftsmanship, inspiration is a mere reed shaken in the wind.” – Johannes Brahms
- “Either move or be moved.” – Ezra Pound
- “Time is but the stream I go a-fishing in.” – Henry David Thoreau
- “It’s easy to make a buck. It’s a lot tougher to make a difference.” – Tom Brokaw
- “If you can’t stand the heat, get out of the kitchen.” – Harry S Truman
- “Remember upon the conduct of each depends the fate of all.” – Alexander the Great
- “Silence is the sleep that nourishes wisdom.” – Francis Bacon“
- “Have patience. All things are difficult before they become easy.” – Saadi
- “No man ever steps in the same river twice, for it’s not the same river and he’s not the same man.” – Heraclit
- “An effort made for the happiness of others lifts above ourselves.” – Lydia M. Child
- “It is amazing what you can accomplish if you do not care who gets the credit.” – Harry S Truman
- “If you do not think about your future, you cannot have one.” – John Galsworthy
- “Your own mind is a sacred enclosure into which nothing harmful can enter except by your permission.” – Arnold Bennett
- “There is always risk involved. You can’t be a capitalist only when there are investment profits but then a socialist when you experience losses.” – Cristina Kirchner
- “I hear, I know. I see, I remember. I do, I understand.” – Confucius
- “He has achieved success who has worked well, laughed often, and loved much.” – Elbert Hubbard
- “Nobody who ever gave his best regretted it.” – George Halas
- “We must not allow other people’s limited perceptions to define us.” – Virginia Satir
- “There is a wisdom of the head, and a wisdom of the heart.” – Charles Dickens
- “Perfection is the child of time.” – Joseph Hall
- “No matter what people tell you, words and ideas can change the world.” – Robin Williams
- “Find something you’re passionate about and keep tremendously interested in it.” – Julia Child
- “The glow of one warm thought is to me worth more than money.” – Thomas Jefferson
- “Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom.” – Viktor E. Frankl
- “Progress lies not in enhancing what is, but in advancing toward what will be.” – Khalil Gibran
- “Cherish all your happy moments; they make a fine cushion for old age.” – Booth Tarkington
- “The most effective way to do it, is to do it.” – Amelia Earhart
- “If you’re going through hell, keep going.” – Winston Churchill
- “The only sure weapon against bad ideas is better ideas.” – Alfred Whitney Griswold
- “Words are, of course, the most powerful drug used by mankind.” – Rudyard Kipling
- “The more things change, the more they are the same.” – Alphonse Karr
- “Of all possessions a friend is the most precious.” – Herodotus
- “Everything has beauty, but not everyone sees it.” – Confucius
- “The man who is swimming against the stream knows the strength of it.” – Woodrow Wilson
- “Success is the sum of small efforts – repeated day in and day out.” – Robert Collier
- “You exist only in what you do.” – Federico Fellini
- “Most people have the will to win, few have the will to prepare to win.” – Bobby Knight
- “The true art of memory is the art of attention.” – Samuel Johnson
- The secret of happiness is something to do.” – John Burroughs
- “A will finds a way.” – Orison Swett Marden
- “To live is to think.” – Marcus Tullius Cicero
- “The sea hath fish for every man.” – William Camden
- “What is called genius is the abundance of life and health.” – Henry David Thoreau
- “Prosperity tries the fortunate, adversity the great.” – Rose Kennedy
- “No one can figure out your worth but you.” – Pearl Bailey
- “Let there be work, bread, water and salt for all.” – Nelson Mandela
- “When one paints an ideal, one does not need to limit one’s imagination.” – Ellen Key
- “Perfection is attained by slow degrees; it requires the hand of time.” – Voltaire
- “Time passes irrevocably.” – Virgil
- “The world of reality has its limits; the world of imagination is boundless.” – Jean-Jacques Rousseau
- “The time you enjoy wasting is not wasted time.” – Bertrand Russell
- “Mastering others is strength. Mastering yourself is true power.” – Lao Tzu
- “You begin with the possibilities of the material.” – Robert Rauschenberg
- “If you live to be a hundred, I want to live to be a hundred minus one day so I never have to live without you.” – A. A. Milne
- “The only way to discover the limits of the possible is to go beyond them into the impossible.” – Arthur C. Clarke
- “Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha
- “Curiosity will conquer fear even more than bravery will.” – James Stephens
- “There are years that ask questions and years that answer.” – Zora Neale Hurston
- “The best and most beautiful things in the world cannot be seen or even touched – they must be felt with the heart.” – Helen Keller
- “Every failure is a step to success.” – William Whewell
- “If you aren’t fired with enthusiasm, you will be fired with enthusiasm.” – Vince Lombardi
- “Either you run the day or the day runs you.” – Jim Rohn
- “A computer once beat me at chess, but it was no match for me at kick boxing.” – Emo Philips
- “I attribute my success to this – I never gave or took any excuse.” – Florence Nightingale
- “I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” – Jimmy Dean
- “If you fell down yesterday, stand up today.” – H. G. Wells
- “The world breaks everyone, and afterward, some are strong at the broken places.” – Ernest Hemingway
- “The quality, not the longevity, of one’s life is what is important.” – Martin Luther King, Jr.
- “You can’t expect to hit the jackpot if you don’t put a few nickels in the machine.” – Flip Wilson
- “Put your heart, mind, and soul into even your smallest acts. This is the secret of success.” – Swami Sivananda
- “If the highest aim of a captain were to preserve his ship, he would keep it in port forever.” – Thomas Aquinas
- “The secret of your future is hidden in your daily routine.” – Mike Murdock
- “Happiness is not a matter of intensity but of balance, order, rhythm and harmony.” – Thomas Merton
- “Seek the lofty by reading, hearing and seeing great work at some moment every day.” – Thornton Wilder
- “Once you bring life into the world, you must protect it. We must protect it by changing the world.” – Elie Wiesel
- “Let us permit nature to have her way. She understands her business better than we do.” – Michel de Montaigne
- “Great minds have purposes; others have wishes.” – Washington Irving
- “The great thing about getting older is that you don’t lose all the other ages you’ve been.” – Madeleine L’Engle
- “If you’re alive, there’s a purpose for your life.” – Rick Warren
- “Dream in a pragmatic way.” – Aldous Huxley
- “The works must be conceived with fire in the soul but executed with clinical coolness.” – Joan Miro
- “Memories are the key not to the past, but to the future.” – Corrie Ten Boom
- “Great minds discuss ideas; average minds discuss events; small minds discuss people.” – Eleanor Roosevelt
- “Failure will never overtake me if my determination to succeed is strong enough.” – Og Mandino
- “I think about my work every minute of the day.” – Jeff Koons
- “I restore myself when I’m alone.” – Marilyn Monroe
- “Success is peace of mind which is a direct result of self-satisfaction in knowing you did your best to become the best you are capable of becoming.” – John Wooden
- “Courage is found in unlikely places.” – J. R. R. Tolkien
- “The first wealth is health.” – Ralph Waldo Emerson
- “Courage is found in unlikely places.” – J. R. R. Tolkien
- “Do what you can, with what you have, where you are.” – Theodore Roosevelt
- “A good beginning makes a good end.” – Louis L’Amour
- “What you do today can improve all your tomorrows.” – Ralph Marston
- “One that would have the fruit must climb the tree.” – Thomas Fuller
- “Joy in looking and comprehending is nature’s most beautiful gift.” – Albert Einstein
“The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt
“Never go to bed mad. Stay up and fight.” – Phyllis Diller
“The undertaking of a new action brings new strength.” – Richard L. Evans
“It’s kind of fun to do the impossible.” – Walt Disney
“Real riches are the riches possessed inside.” – B. C. Forbes
“Reject your sense of injury and the injury itself disappears.” – Marcus Aurelius
“It is not enough to have a good mind; the main thing is to use it well.” – Rene Descartes
“A leader is one who knows the way, goes the way, and shows the way.” – John C. Maxwell
“It takes an endless amount of history to make even a little tradition.” – Henry James”It’s not what you pay a man, but what he costs you that counts.” – Will Rogers
“Halloween is not only about putting on a costume, but it’s about finding the imagination and costume within ourselves.” – Elvis Duran
“Everything in the world may be endured except continual prosperity.” – Johann Wolfgang von Goethe
“Where is all the knowledge we lost with information?” – T. S. Eliot
“All I ask is the chance to prove that money can’t make me happy.” – Spike Milligan
“Out of difficulties grow miracles.” – Jean de la Bruyere
“Nine-tenths of wisdom is being wise in time.” – Theodore Roosevelt
“Time is money.” – Benjamin Franklin
“I can, therefore I am.” – Simone Weil
“Where there is no vision, there is no hope.” – George Washington Carver
“Greatness is a road leading towards the unknown.” – Charles de Gaulle
“Kind words do not cost much. Yet they accomplish much.” – Blaise Pascal
“The world is round so that friendship may encircle it.” – Pierre Teilhard de Chardin
“Our deeds determine us, as much as we determine our deeds.” – George Eliot
“The greatest use of a life is to spend it on something that will outlast it.” – William James
Happiness is not something ready made. It comes from your own actions.” – Dalai Lama
“If opportunity doesn’t knock, build a door.” – Milton Berle
“I would define, in brief, the poetry of words as the rhythmical creation of Beauty.” – Edgar Allan Poe
“There are people who have money and people who are rich.” – Coco Chanel
“The young man knows the rules, but the old man knows the exceptions.” – Oliver Wendell Holmes, Sr.
“The past always looks better than it was. It’s only pleasant because it isn’t here.” – Finley Peter Dunne
“With the new day comes new strength and new thoughts.” – Eleanor Roosevelt
“Give me the luxuries of life and I will willingly do without the necessities.” – Frank Lloyd Wright
“To begin, begin.” – William Wordsworth
“You can find peace amidst the storms that threaten you.” – Joseph B. Wirthlin
“Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
“Whenever you find yourself on the side of the majority, it is time to pause and reflect.” – Mark Twain
“Adapt or perish, now as ever, is nature’s inexorable imperative.” – H. G. Wells
“Won’t be long before we view gasoline cars the same way we view steam engines today.” – Elon Musk
“The aim of life is to live, and to live means to be aware, joyously, drunkenly, serenely, divinely aware.” – Henry Miller
“It is not in the stars to hold our destiny but in ourselves.” – William Shakespeare“Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas A. Edison“Experience is one thing you can’t get for nothing.” – Oscar Wilde
“Any sufficiently advanced technology is indistinguishable from magic.” – Arthur C. Clarke
“Good questions outrank easy answers.” – Paul Samuelson
“Thinking: the talking of the soul with itself.” – Plato
“I don’t think of all the misery but of the beauty that still remains.” – Anne Frank
“All money is a matter of belief.” – Adam Smith
“People are not disturbed by things, but by the view they take of them.” – Epictetus
“Uncertainty is seen to retard investment independently of considerations of risk or expected return.” – Ben Bernanke
“I never called my work an ‘art’. It’s part of show business, the business of building entertainment.” – Walt Disney
“Hitch your wagon to a star.” – Ralph Waldo Emerson
“The greatest remedy for anger is delay.” – Lucius Annaeus Seneca
“Great minds discuss ideas; average minds discuss events; small minds discuss people.” – Eleanor Roosevelt
“Act as if what you do makes a difference. It does.” – William James
“Success – keeping your mind awake and your desire asleep.” – Walter Scott
“If I had to live my life again, I’d make the same mistakes, only sooner.” – Tallulah Bankhead
“When one must, one can.” – Charlotte Whitton
“Wealth consists not in having great possessions, but in having few wants.” – Epictetus
“If we open a quarrel between past and present, we shall find that we have lost the future.” – Winston Churchill
“Hope is patience with the lamp lit.” – Tertullian
“A single sunbeam is enough to drive away many shadows.” – Francis of Assisi
“With the past, I have nothing to do; nor with the future. I live now.” – Ralph Waldo Emerson
“Laziness may appear attractive, but work gives satisfaction.” – Anne Frank
“I never think of the future – it comes soon enough.” – Albert Einstein
Hope is but the dream of those who wake.” – Matthew Prior
“The more sand that has escaped from the hourglass of our life, the clearer we should see through it.” – Jean Paul
“Real knowledge is to know the extent of one’s ignorance.” – Confucius
“Better keep yourself clean and bright; you are the window through which you must see the world.” – George Bernard Shaw
“Nothing great in the world has ever been accomplished without passion.” – Georg Wilhelm Friedrich Hegel
“History is a vast early warning system.” – Norman Cousins
“We first make our habits, and then our habits make us.” – John Dryden
“The traveler sees what he sees, the tourist sees what he has come to see.” – Gilbert K. Chesterton
“Adventure is worthwhile.” – Aesop
“We must build dikes of courage to hold back the flood of fear.” – Martin Luther King, Jr.
“The return we reap from generous actions is not always evident.” – Francesco Guicciardini
“Courage is knowing what not to fear.” – Plato
“Science may never come up with a better office communication system than the coffee break.” – Earl Wilson
“Progress was all right. Only it went on too long.” – James Thurber
“If you would know strength and patience, welcome the company of trees.” – Hal Borland
“We aim above the mark to hit the mark.” – Ralph Waldo Emerson
“Hope is being able to see that there is light despite all of the darkness.” – Desmond Tutu
“Our chief want is someone who will inspire us to be what we know we could be.” – Ralph Waldo Emerson
“Patience is a virtue, and I’m learning patience. It’s a tough lesson.” – Elon Musk
“Great things are done when men and mountains meet.” – William Blake
“The man who has no imagination has no wings.” – Muhammad Ali
“Formula for success: rise early, work hard, strike oil.” – J. Paul Getty
“Action is the foundational key to all success.” – Pablo Picasso
“Hope is like the sun, which, as we journey toward it, casts the shadow of our burden behind us.” – Samuel Smiles
“The backbone of surprise is fusing speed with secrecy.” – Carl von Clausewitz
“There are no shortcuts in evolution.” – Louis D. Brandeis
“I am fascinated by what is beautiful, strong, healthy, what is living. I seek harmony.” – Leni Riefenstahl
“If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.” – Henry David Thoreau
“Waste no more time arguing about what a good man should be. Be one.” – Marcus Aurelius
“It is during our darkest moments that we must focus to see the light.” – Aristotle Onassis
“Courage is fear holding on a minute longer.” – George S. Patton
“You must be the change you wish to see in the world.” – Mahatma Gandhi
“Don’t judge each day by the harvest you reap but by the seeds that you plant.” – Robert Louis Stevenson
“It is in the character of very few men to honor without envy a friend who has prospered.” – Aeschylus
“Life is a series of natural and spontaneous changes. Don’t resist them – that only creates sorrow. Let reality be reality. Let things flow naturally forward in whatever way they like.” – Lao Tzu
“The more you praise and celebrate your life, the more there is in life to celebrate.” – Oprah Winfrey
“Anything simple always interests me.” – David Hockney
“He who angers you conquers you.” – Elizabeth Kenny
“Concision in style, precision in thought, decision in life.” – Victor Hugo
“The secret of genius is to carry the spirit of the child into old age, which means never losing your enthusiasm.” – Aldous Huxley
“View health as an investment, not an expense.” – John Quelch
“The most effective way to do it, is to do it.” – Amelia Earhart
“Man needs his difficulties because they are necessary to enjoy success.” – A. P. J. Abdul Kalam
“Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha
“Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
“You must do the things you think you cannot do.”- Eleanor Roosevelt
“Success is dependent on effort.” – Sophocles
“Nobody who ever gave his best regretted it.” – George Halas
“Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.” ~ Oprah Winfrey
“And when I breathed, my breath was lightning.” – Black Elk
“Moderation is the silken string running through the pearl chain of all virtues.” – Joseph Hall
“You are the sum total of everything you’ve ever seen, heard, eaten, smelled, been told, forgot – it’s all there. Everything influences each of us, and because of that I try to make sure that my experiences are positive.” – Maya Angelou
“If you want a guarantee, buy a toaster.” – Clint Eastwood
“We are an impossibility in an impossible universe.” – Ray Bradbury
“If you think in terms of a year, plant a seed; if in terms of ten years, plant trees; if in terms of 100 years, teach the people.” – Confucius
“I’d rather attempt to do something great and fail than to attempt to do nothing and succeed.” – Robert H. Schuller
“Do your little bit of good where you are; it’s those little bits of good put together that overwhelm the world.” Desmond Tutu
“It takes considerable knowledge just to realize the extent of your own ignorance.” – Thomas Sowell
“Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha”
Surprise is the greatest gift which life can grant us.” – Boris Pasternak
“Trust in dreams, for in them is hidden the gate to eternity.” – Khalil Gibran
“Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it.” – Bruce Lee
“All life is an experiment. The more experiments you make the better.” – Ralph Waldo Emerson
“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” – Colin Powell
“There is more to life than increasing its speed.” – Mahatma Gandhi
“Your attitude is like a box of crayons that color your world. Constantly color your picture gray, and your picture will always be bleak. Try adding some bright colors to the picture by including humor, and your picture begins to lighten up.” – Allen Klein
“Definiteness of purpose is the starting point of all achievement.” – W. Clement Stone
“Success usually comes to those who are too busy to be looking for it.” – Henry David Thoreau
“In matters of truth and justice, there is no difference between large and small problems, for issues concerning the treatment of people are all the same.” – Albert Einstein
“Life is too short for long-term grudges.” – Elon Musk
“There cannot be a crisis next week. My schedule is already full.” – Henry Kissinger
“Success consists of getting up just one more time than you fall.” – Oliver Goldsmith
“The Earth is the cradle of humanity, but mankind cannot stay in the cradle forever.” – Konstantin Tsiolkovsky
“Ours is a world of nuclear giants and ethical infants. We know more about war that we know about peace, more about killing that we know about living.” – Omar N. Bradley
“Beauty surrounds us, but usually we need to be walking in a garden to know it.” – Rumi
“But man is not made for defeat. A man can be destroyed but not defeated.” – Ernest Hemingway
“Don’t watch the clock; do what it does. Keep going.” – Sam Levenson
“Let there be work, bread, water and salt for all.” – Nelson Mandela
“The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future.” – John Maynard Keynes
“A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
“I know not with what weapons World War III will be fought, but World War IV will be fought with sticks and stones.” – Albert Einstein
“It is the fight alone that pleases us, not the victory.” – Blaise Pascal
“If you can’t describe what you are doing as a process, you don’t know what you’re doing.” – W. Edwards Deming
“Never interrupt your enemy when he is making a mistake.” – Napoleon Bonaparte
“Be sure you put your feet in the right place, then stand firm.” – Abraham Lincoln
“Without investment there will not be growth, and without growth there will not be employment.” – Muhtar Kent
“You have to do your own growing no matter how tall your grandfather was.” – Abraham Lincoln
“Victory has a thousand fathers, but defeat is an orphan.” – John F. Kennedy
“Delete the negative; accentuate the positive!” – Donna Karan
“It’s crazy how fast time flies and how things progress.” – Nathan Chen
“The world is a dangerous place to live; not because of the people who are evil, but because of the people who don’t do anything about it.” – Albert Einstein
“Life isn’t about finding yourself. Life is about creating yourself.” – George Bernard Shaw
“Everything has beauty, but not everyone sees it.” – Confucius
“A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
“Walking with a friend in the dark is better than walking alone in the light.” – Helen Keller
“A man who dares to waste one hour of time has not discovered the value of life.” – Charles Darwin
“The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” – Michelangelo
“Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
“I like to encourage people to realize that any action is a good action if it’s proactive and there is positive intent behind it.” – Michael J. Fox
“Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
“But investment in space stimulates society, it stimulates it economically, it stimulates it intellectually, and it gives us all passion.” – Bill Nye
“Bitcoin, in the short or even long term, may turn out be a good investment in the same way that anything that is rare can be considered valuable. Like baseball cards. Or a Picasso.” – Andrew Ross Sorkin
“Life is a tragedy when seen in close-up, but a comedy in long-shot.” – Charlie Chaplin
“No matter what you’re going through, there’s a light at the end of the tunnel and it may seem hard to get to it but you can do it and just keep working towards it and you’ll find the positive side of things.” – Demi Lovato
“Infrastructure investment in science is an investment in jobs, in health, in economic growth and environmental solutions.” – Oren Etzioni
“Educating our children and giving them the skills they need to compete in a global economy is a smart investment in our country’s future.” – Sheldon Whitehouse
“Know thy self, know thy enemy. A thousand battles, a thousand victories.” – Sun Tzu
“If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
“Beware of missing chances; otherwise it may be altogether too late some day.” – Franz Liszt
“The sofa is a really important investment for anybody, and I don’t mean financially. You need to find a really great sofa that can transition with you, and you can build from there.” – Jeremiah Brent
“There is no investment you can make which will pay you so well as the effort to scatter sunshine and good cheer through your establishment.” – Orison Swett Marden
“Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.” – Marie Curie
“There is little that can withstand a man who can conquer himself.” – Louis XIV
“In tennis, you strike a ball just after the rebound for the fastest return. It’s the same with investment.” – Masayoshi Son
“A camel makes an elephant feel like a jet plane.” – Jackie Kennedy
“The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.” – Bill Gates
“Success depends upon previous preparation, and without such preparation there is sure to be failure.” – Confucius, Chinese
“Coming together is a beginning; keeping together is progress; working together is success.” – Edward Everett Hale
“Never do anything against conscience even if the state demands it.”– Albert Einstein
“Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey
“The true measure of a man is how he treats someone who can do him absolutely no good.” – Samuel Johnson
“In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?” – Li Lu
“A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
“The best preparation for tomorrow is doing your best today.” – H. Jackson Brown, Jr.
“Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.” – Elie Wiesel
“Investing in women’s lives is an investment in sustainable development, in human rights, in future generations – and consequently in our own long-term national interests.” – Liya Kebede
“Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace.” – Mike Ditka
“No matter how many goals you have achieved, you must set your sights on a higher one.” – Jessica Savitch
“Start where you are. Use what you have. Do what you can.”– Arthur Ashe
“The secret of getting ahead is getting started.” – Mark Twain
“The amount of work and the amount of both physical and emotional investment it takes to get to the top.” – Drew Bledsoe
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