Stock Market’s September Slump & The Rollercoaster Ride Ahead – $APLD $EPRX $MODD $TSLA $VIX Rise!

Tech Stocks Tumble

Contributing to the overall turmoil, the U.S. job market decided to play hard to get in August, adding a modest 142,000 jobs and leaving economists scratching their heads over their overly optimistic predictions.  It’s as if the economy said, “You want 165,000 jobs? How about we meet in the middle… and then take a step back?” The unemployment rate, not to be outdone by its job-adding counterpart, decided to join the party by ticking down to 4.2%, proving that even in economics, it’s possible to lose and win simultaneously. Meanwhile, the Federal Reserve, ever the drama queen, is now teasing the market with the possibility of a more substantial rate cut. Traders, always up for a good gamble, are treating this like a coin toss, with a 50-50 chance of a 50 basis point cut. Fed Governor Chris Waller, channeling his inner pop star, echoed Chair Powell’s sentiment that “the time has come” to lower interest rates, leaving us all wondering if the Fed’s next meeting will be more like a Taylor Swift concert or a magic show. 

Market’s Rollercoaster Ahead

The stock market’s wild ride in 2024 has been like a roller coaster designed by a caffeinated toddler. After soaring 18% through August, the S&P 500 is now entering its “terrible twos” phase – the notoriously cranky months of September and October. With the U.S. elections looming like a sugar crash on November 5th, investors are bracing for a potential market tantrum in the 5-10% range. But don’t panic! The economic fundamentals are still as solid as a toddler’s grip on their favorite toy. Inflation is cooling off faster than a melting popsicle, the Fed is poised to cut rates like an overzealous hairdresser, and economic growth, while slowing, isn’t quite ready for its nap time yet. So, savvy investors, it’s time to embrace the market’s mood swings! Consider this downturn your chance to go bargain hunting in the clearance aisle of Wall Street. After all, in 12-18 months, we might just see the economy bouncing back with the enthusiasm of a kid on a sugar high.

 

The global diabetes care market, valued at $18.9 billion in 2023, is projected to reach $35.8 billion by 2028, with the insulin pump segment expected to grow from $5.26 billion to $21.65 billion by 2032. As reported by Fortune Business Insights, this rapid growth is driven by increasing diabetes prevalence and technological advancements in insulin delivery devices. Modular Medical, Inc. (NASDAQ: MODD, $2.27, +22.70% over the last 5-days), an insulin delivery system technology company preparing to launch a market expansion product with a more accessible, easier to prescribe, and easier to pay for and live with technology. Using its patented technologies, the company seeks to eliminate the tradeoff between complexity and efficacy, thereby making top quality insulin delivery both affordable and simple to learn. Their mission is to improve access to the highest standard of glycemic control for people with diabetes taking it beyond “superusers” and providing “diabetes care for the rest of us.” Modular Medical was founded by Paul DiPerna, a seasoned medical device professional and microfluidics engineer. Prior to founding Modular Medical, Mr. DiPerna was the founder (in 2005) of Tandem Diabetes and invented and designed its t:slim insulin pump. More information is available at https://modular-medical.com.

On Wednesday, September 4, Modular announced it has received U. S. Food and Drug Administration (“FDA”) clearance to market and sell its MODD1 pump in the United States. With its commercial manufacturing infrastructure substantially established, the Company anticipates the MODD1 should be available for sale in early 2025.

 

James (Jeb) Besser, CEO of Modular Medical (NASDAQ: MODD)

“For too long, the benefits of superior glycemic control achieved by insulin pumps have, due to cost and complexity, been restricted to only the most sophisticated, motivated and well-insured users. The goal of Modular Medical has always been to change this by making diabetes technology accessible and affordable to underserved communities. We seek to make the experience of going ‘on a pump’ simpler and less intimidating and to widen the base beyond the current pump users,” said Jeb Besser, CEO of Modular Medical.

Eupraxia Pharmaceuticals (EPRX, $2.54, +1.60% over the last 5-days) is a clinical-stage biotechnology company focused on the development of locally delivered, extended-release products that have the potential to address therapeutic areas with high unmet medical need. The Company strives to provide improved patient benefit and has developed technology designed to deliver targeted, long-lasting activity with fewer side effects. DiffuSphere™, a proprietary, polymer-based micro-sphere technology, is designed to facilitate targeted drug delivery, with extended duration of effect, and offers multiple, highly tuneable pharmacokinetic (PK) profiles. This investigational technology can be engineered for use with multiple active pharmaceutical ingredients and delivery methods.

Eupraxia will be presenting at the upcoming H.C. Wainwright 26th Annual Global Investment Conference being held in New York, NY from September 9-11, 2024. The Company’s presentation is at 8:00 a.m. ET on Monday, September 9, 2024. Eupraxia invites all interested parties to view the presentation by clicking on the following link: https://journey.ct.events/view/454db24e-98d2-44e8-b318-dd8c5ec820ee. A webcast of the presentation will also be available on the Events and Presentations page of the Company’s website here.

On Aug. 7, Eupraxia announced its financial results for the second quarter of 2024. Dr. James Helliwell, CEO of Eupraxia stated, “Our eosinophilic esophagitis (“EoE”) clinical program is making excellent progress, as additional safety and efficacy data from our ongoing RESOLVE study continues to suggest that EP-104GI could represent a significant improvement over currently approved therapies for this debilitating condition. In addition, during the second quarter, we presented data at two medical meetings highlighting the potential of our candidate for the treatment of knee osteoarthritis (“OA”), EP-104IAR, which also holds the potential to advance the current standard of care in OA. “Looking ahead, we anticipate reporting new data from the fourth cohort of the RESOLVE study in the near term and we continue to engage prospective partners for possible licensing of the EP-10IAR program. We look forward to engaging with the U.S. Food and Drug Administration in the fourth quarter of 2024 on the EP-104GI program and potentially expanding our gastrointestinal trials into the U.S. With two clinical-stage assets each having the potential to represent a meaningful improvement over currently approved therapies, we believe Eupraxia remains well positioned to create shareholder value.” Learn more here. 

On Aug. 2, Eupraxia announced entry into a new C$12 million convertible debt facility. Under the Convertible Debt Facility, Yabema Capital Limited and other current Eupraxia shareholders (together, the “Lenders”) will make available for drawdown an aggregate amount of C$12 million for a period of 120 days following entry into the agreement. The decision to draw on the facility within 120 days of closing is at the discretion of Eupraxia and is subject to the full and final release of the SVB Facility (as defined below), originally agreed to on June 21, 2021. The aggregate unpaid principal amount and any accrued and unpaid interest thereon will be convertible at each individual lender’s discretion into Eupraxia common shares (the “Common Shares”), at a conversion price equal to C$4.84375 per Common Share. The conversion is further subject to certain threshold limitations with respect to each lender’s aggregate ownership of the Common Shares. “The new convertible debt facility provides an important source of additional funding from long term, supportive investors, and creates greater stability to Eupraxia’s cap structure as we continue to advance our clinical programs in eosinophilic esophagitis and osteoarthritis,” said Dr. James Helliwell, Chief Executive Officer of Eupraxia. The Convertible Debt Facility is subject to final approval of the Toronto Stock Exchange.

 

Dr. James Helliwell, CEO of Eupraxia Pharmaceuticals (NASDAQ: EPRX)

On July 9, a Tribe Public CEO Presentation and Q&A Webinar Event titled “Exploring The Rapid Rise Of Osteoarthritis”  was held with James A. Helliwell, MD, Director and Chief Executive Officer of Eupraxia Pharmaceuticals (NASDAQ: EPRX).  The event video can now be viewed at the Tribe Public YouTube Channel!

Eupraxia recently completed a Phase 2b clinical trial (SPRINGBOARD) of EP-104IAR for the treatment of pain due to osteoarthritis of the knee. The trial met its primary endpoint and three of the four secondary endpoints. Eupraxia has expanded the EP-104 platform into gastrointestinal disease with the Phase 1b/2a RESOLVE trial for treating EoE. Eupraxia is also developing a pipeline of later- and earlier-stage long-acting formulations. Potential pipeline indications include candidates for other inflammatory joint indications and oncology, each designed to improve on the activity and tolerability of currently approved drugs.

On June 5, Eupraxia announced that results from its Phase 2 study of EP-104IAR for the treatment of osteoarthritis of the knee will be presented at the upcoming European Alliance of Associations for Rheumatology (“EULAR”) European Congress of Rheumatology 2024 (the “Meeting”). The EULAR Meeting is being held in Vienna, Austria from June 12-15, 2024.

QUOTE OF WEEK

Investing & Inspiration

1. “The end of labor is to gain leisure.” – Aristotle
2. “People are not disturbed by things, but by the view they take of them.” – Epictetus
3. “Have patience. All things are difficult before they become easy.” – Saadi
4. “The future rewards those who press on. I don’t have time to feel sorry for myself. I don’t have time to complain. I’m going to press on.” – Barack Obama
5. “The traveler sees what he sees, the tourist sees what he has come to see.” – Gilbert K. Chesterton
6. “The only true wisdom is in knowing you know nothing.” – Socrates
7. “Courage is knowing what not to fear.”– Plato
8. “The home is the chief school of human virtues.” – William Ellery Channing
9. “Be brave. Take risks. Nothing can substitute experience.” – Paulo Coelho
10. “There are no shortcuts in evolution.” – Louis D. Brandeis
11. “A friend may well be reckoned the masterpiece of nature.” –  Ralph Waldo Emerson
12. “Nature uses as little as possible of anything.” – Johannes Kepler
13. “Every new beginning comes from some other beginning’s end.” – Seneca
14. “Nothing ever becomes real till it is experienced.” – John Keats
15. “Nobody who ever gave his best regretted it.” – George Halas
16. “Honest disagreement is often a good sign of progress.” – Mahatma Gandhi
17. “A leader is one who knows the way, goes the way, and shows the way.” – John C. Maxwell
18. “They always say time changes things, but you actually have to change them yourself.” – Andy Warhol
19. “The secret of happiness is something to do.” – John Burroughs
20. “The world of reality has its limits; the world of imagination is boundless.”
21. “You begin with the possibilities of the material.” – Robert Rauschenberg
22. “The only Zen you can find on the tops of mountains is the Zen you bring up there.” – Robert M. Pirsig
23. “Leadership is the capacity to translate vision into reality.” – Warren Bennis
24. “A man should always consider how much he has more than he wants.” – Joseph Addison
25. “Happiness is good health and a bad memory.” –  Ingrid Bergman
26. “We pass through this world but once.” – Stephen Jay Gould
27. “Christmas waves a magic wand over this world, and behold, everything is softer and more beautiful.” – Norman Vincent Peale
28. “Nothing can have value without being an object of utility.” – Karl Marx
29. “Always turn a negative situation into a positive situation.” – Michael Jordan
30. “Courage is found in unlikely places.” – J. R. R. Tolkien
31. “One that would have the fruit must climb the tree.” – Thomas Fuller
32. “Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
33. “We relish news of our heroes, forgetting that we are extraordinary to somebody too.” – Helen Hayes
34. “A life spent making mistakes is not only more honorable, but more useful than a life spent doing nothing.” – George Bernard Shaw
35. “Everything in the world may be endured except continual prosperity.”  – Johann Wolfgang von Goethe
36. “Nine-tenths of wisdom is being wise in time.” – Theodore Roosevelt
37. “Time is money.” – Benjamin Franklin
38. “Change before you have to.” – Jack Welch
39. “Our deeds determine us, as much as we determine our deeds.” – George Eliot
40. “The Universe is under no obligation to make sense to you.” – Neil deGrasse Tyson
41. “Care and diligence bring luck.” – Thomas Fuller
42. “Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
43. “A man who is a master of patience is master of everything else.” – George Savile
44. “Once you replace negative thoughts with positive ones, you’ll start having positive results.” – Willie Nelson
45. “Endurance is nobler than strength, and patience than beauty.” – John Ruskin
46. “Act as if what you do makes a difference. It does.” – William James
47. “Let us be grateful to people who make us happy, they are the charming gardeners who make our souls blossom.” –  Marcel Proust
48. “Strength and growth come only through continuous effort and struggle.” – Napoleon Hill
49. “Science may never come up with a better office communication system than the coffee break.” – Earl Wilson
50. “If everyone is moving forward together, then success takes care of itself.” – Henry Ford
51. “Hope is like the sun, which, as we journey toward it, casts the shadow of our burden behind us.”– Samuel Smiles
52. “Patriotism is supporting your country all the time, and your government when it deserves it.” – Mark Twain
53. “What would life be if we had no courage to attempt anything?” – Vincent Van Gogh
54. “The biggest risk is not taking any risk… In a world that is changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg
55. “Our lives improve only when we take chances – and the first and most difficult risk we can take is to be honest with ourselves.” – Walter Anderson
56. “Action is the foundational key to all success.” – Pablo Picasso
57. “Success is never final, failure is never fatal. It’s courage that counts.” – John Wooden
58. “Innovation distinguishes between a leader and a follower.” – Steve Jobs
59. “All the art of living lies in a fine mingling of letting go and holding on.” – Havelock Ellis
60. “The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.” – Robert Kiyosaki
61. “O, wind, if winter comes, can spring be far behind?” – Percy Bysshe Shelley
62. “Patience is a virtue, and I’m learning patience. It’s a tough lesson.” – Elon Musk
63. “Be true to your work, your word, and your friend.” – John Boyle O’Reilly
64. “Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers you cannot be successful or happy.” – Norman Vincent Peale
65. “Surprise is the greatest gift which life can grant us.” – Boris Pasternak
66. “Logic will get you from A to B. Imagination will take you everywhere.” – Albert Einstein
67. “It is the fight alone that pleases us, not the victory.” – Blaise Pascal
68. “Do exactly what you would do if you felt most secure.” – Meister Eckhart
69. “Life lived for tomorrow will always be just a day away from being realized.” – Leo Buscaglia
70. “Wisdom is oftentimes nearer when we stoop than when we soar.” – Wordsworth
71. “Take chances, make mistakes. That’s how you grow. Pain nourishes your courage. You have to fail in order to practice being brave.” – Mary Tyler Moore
72. “A single twig breaks, but the bundle of twigs is strong.” – Tecumseh
73. “If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
74. “There is little that can withstand a man who can conquer himself.” – Louis XIV
75. “The limits of the possible can only be defined by going beyond them into the impossible.” – Arthur C. Clarke
76. “Be faithful in small things because it is in them that your strength lies.” – Mother Teresa
77. “The future rewards those who press on. I don’t have time to feel sorry for myself. I don’t have time to complain. I’m going to press on.” – Barack Obama
78. “By three methods we may learn wisdom: First, by reflection, which is noblest; Second, by imitation, which is easiest; and third by experience, which is the bitterest.” – Confucius
79. “No man was ever wise by chance.” – Lucius Annaeus Seneca
80. “Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
81. “It is not in the stars to hold our destiny but in ourselves.” – William Shakespeare

82. “It does not matter how slowly you go as long as you do not stop.” – Confucius

83. “I want to put a ding in the universe.” – Steve Jobs

84. “Research is creating new knowledge.” – Neil Armstrong

85. “The reward for work well done is the opportunity to do more.” – Jonas Salk
86. “Man is a creative retrospection of nature upon itself.” – Karl Wilhelm Friedrich Schlegel
87. “There’s something about taking a plow and breaking new ground. It gives you energy.” – Ken Kesey

88. “Success seems to be largely a matter of hanging on after others have let go.” – William Feather

89. “The essential conditions of everything you do must be choice, love, passion.” – Nadia Boulanger

90. “More business is lost every year through neglect than through any other cause.” – Rose Kennedy

91. “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” – Archimedes

92. “A person who won’t read has no advantage over one who can’t read.” – Mark Twain

93. “The best way out is always through.” – Robert Frost

94. “Start by doing what’s necessary; then do what’s possible; and suddenly you are doing the impossible.” – Francis of Assisi

95. “Without labor nothing prospers.” – Sophocles

96. “Intellectuals solve problems, geniuses prevent them.” – Albert Einstein

97. “This is the precept by which I have lived: Prepare for the worst; expect the best; and take what comes.” – Hannah Arendt

98. “The best and most beautiful things in the world cannot be seen or even touched – they must be felt with the heart.” – Helen Keller

99. “He who is brave is free.” – Lucius Annaeus Seneca

100. “When something is important enough, you do it even if the odds are not in your favor.” – Elon Musk

101. “I choose a block of marble and chop off whatever I don’t need.” – Auguste Rodin

102. “Hope is the only bee that makes honey without flowers.” – Robert Green Ingersoll

103. “He who knows that enough is enough will always have enough.” – Lao Tzu

104. “Plans to protect air and water, wilderness and wildlife are in fact plans to protect man.” – Stewart Udall

105. “In order to carry a positive action we must develop here a positive vision.” – Dalai Lama

106. “A hero is someone who understands the responsibility that comes with his freedom.” – Bob Dylan
107. “Inflation destroys savings, impedes planning, and discourages investment. That means less productivity and a lower standard of living.” – Kevin Brady
108. “If we give something positive to others, it will return to us. If we give negative, that negativity will be returned.” – Allu Arjun
109. “A good plan violently executed now is better than a perfect plan executed next week.” ~ George S. Patton
110. “You must do the things you think you cannot do.”- Eleanor Roosevelt
111. “Success is dependent on effort.” – Sophocles
112. “Nobody who ever gave his best regretted it.” – George Halas
113. “Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.” ~ Oprah Winfrey
114. “And when I breathed, my breath was lightning.” – Black Elk
115. “Moderation is the silken string running through the pearl chain of all virtues.” – Joseph Hall
116. “You are the sum total of everything you’ve ever seen, heard, eaten, smelled, been told, forgot – it’s all there. Everything influences each of us, and because of that I try to make sure that my experiences are positive.” – Maya Angelou
117. “If you want a guarantee, buy a toaster.” – Clint Eastwood
118. “We are an impossibility in an impossible universe.” – Ray Bradbury
119. “If you think in terms of a year, plant a seed; if in terms of ten years, plant trees; if in terms of 100 years, teach the people.” – Confucius
120. “I’d rather attempt to do something great and fail than to attempt to do nothing and succeed.” – Robert H. Schuller
121. “Do your little bit of good where you are; it’s those little bits of good put together that overwhelm the world.” Desmond Tutu
122. “It takes considerable knowledge just to realize the extent of your own ignorance.” – Thomas Sowell
123. “Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha”
124. Surprise is the greatest gift which life can grant us.” –  Boris Pasternak
125. “Trust in dreams, for in them is hidden the gate to eternity.” – Khalil Gibran 
126. “Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it.” – Bruce Lee
127. “All life is an experiment. The more experiments you make the better.” – Ralph Waldo Emerson
128. “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” –  Colin Powell
129. “There is more to life than increasing its speed.” – Mahatma Gandhi
130. “Your attitude is like a box of crayons that color your world. Constantly color your picture gray, and your picture will always be bleak. Try adding some bright colors to the picture by including humor, and your picture begins to lighten up.” – Allen Klein
131. “Definiteness of purpose is the starting point of all achievement.” – W. Clement Stone
132. “Success usually comes to those who are too busy to be looking for it.” – Henry David Thoreau
133. “In matters of truth and justice, there is no difference between large and small problems, for issues concerning the treatment of people are all the same.” – Albert Einstein
134. “Life is too short for long-term grudges.” – Elon Musk
135. “There cannot be a crisis next week. My schedule is already full.” – Henry Kissinger
136. “Success consists of getting up just one more time than you fall.” – Oliver Goldsmith
137. “The Earth is the cradle of humanity, but mankind cannot stay in the cradle forever.” – Konstantin Tsiolkovsky
138. “Ours is a world of nuclear giants and ethical infants. We know more about war that we know about peace, more about killing that we know about living.” – Omar N. Bradley
139. “Beauty surrounds us, but usually we need to be walking in a garden to know it.” – Rumi
140. “But man is not made for defeat. A man can be destroyed but not defeated.” – Ernest Hemingway
141. “Don’t watch the clock; do what it does. Keep going.” – Sam Levenson
142. “Let there be work, bread, water and salt for all.” – Nelson Mandela
143. “The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future.” – John Maynard Keynes
144. “A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
145. “I know not with what weapons World War III will be fought, but World War IV will be fought with sticks and stones.” – Albert Einstein
146. “It is the fight alone that pleases us, not the victory.” – Blaise Pascal
147. “If you can’t describe what you are doing as a process, you don’t know what you’re doing.” – W. Edwards Deming
148. “Never interrupt your enemy when he is making a mistake.” – Napoleon Bonaparte
149. “Be sure you put your feet in the right place, then stand firm.” – Abraham Lincoln
150. “Without investment there will not be growth, and without growth there will not be employment.” – Muhtar Kent
151. “You have to do your own growing no matter how tall your grandfather was.” – Abraham Lincoln
152. “Victory has a thousand fathers, but defeat is an orphan.” – John F. Kennedy
153. “Delete the negative; accentuate the positive!” – Donna Karan
154. “It’s crazy how fast time flies and how things progress.” – Nathan Chen
155. “The world is a dangerous place to live; not because of the people who are evil, but because of the people who don’t do anything about it.” – Albert Einstein
156. “Life isn’t about finding yourself. Life is about creating yourself.” – George Bernard Shaw
157. “Everything has beauty, but not everyone sees it.” – Confucius
158. “A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
159. “Walking with a friend in the dark is better than walking alone in the light.” – Helen Keller
160. “A man who dares to waste one hour of time has not discovered the value of life.” – Charles Darwin
161. “The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” – Michelangelo
162. “Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
163. “I like to encourage people to realize that any action is a good action if it’s proactive and there is positive intent behind it.” – Michael J. Fox
164. “Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
165. “But investment in space stimulates society, it stimulates it economically, it stimulates it intellectually, and it gives us all passion.” – Bill Nye
166. “Bitcoin, in the short or even long term, may turn out be a good investment in the same way that anything that is rare can be considered valuable. Like baseball cards. Or a Picasso.” – Andrew Ross Sorkin
167. “Life is a tragedy when seen in close-up, but a comedy in long-shot.” – Charlie Chaplin
168. “No matter what you’re going through, there’s a light at the end of the tunnel and it may seem hard to get to it but you can do it and just keep working towards it and you’ll find the positive side of things.” – Demi Lovato
169. “Infrastructure investment in science is an investment in jobs, in health, in economic growth and environmental solutions.” – Oren Etzioni
170. “Educating our children and giving them the skills they need to compete in a global economy is a smart investment in our country’s future.” – Sheldon Whitehouse
171. “Know thy self, know thy enemy. A thousand battles, a thousand victories.” – Sun Tzu
172. “If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
173. “Beware of missing chances; otherwise it may be altogether too late some day.” – Franz Liszt
174. “The sofa is a really important investment for anybody, and I don’t mean financially. You need to find a really great sofa that can transition with you, and you can build from there.” – Jeremiah Brent
175. “There is no investment you can make which will pay you so well as the effort to scatter sunshine and good cheer through your establishment.” – Orison Swett Marden
176. “Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.” – Marie Curie
177. “There is little that can withstand a man who can conquer himself.” – Louis XIV
178. “In tennis, you strike a ball just after the rebound for the fastest return. It’s the same with investment.” – Masayoshi Son
179. “A camel makes an elephant feel like a jet plane.” – Jackie Kennedy
180. “The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.” – Bill Gates
181. “Success depends upon previous preparation, and without such preparation there is sure to be failure.” – Confucius, Chinese 
182. “Coming together is a beginning; keeping together is progress; working together is success.” – Edward Everett Hale
183. “Never do anything against conscience even if the state demands it.”– Albert Einstein
184. “Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey
185. “The true measure of a man is how he treats someone who can do him absolutely no good.” – Samuel Johnson
186. “In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?” – Li Lu
187. “A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
188. “The best preparation for tomorrow is doing your best today.” – H. Jackson Brown, Jr.
189. “Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.” – Elie Wiesel
190. “Investing in women’s lives is an investment in sustainable development, in human rights, in future generations – and consequently in our own long-term national interests.” – Liya Kebede
191. “Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace.” – Mike Ditka
192. “No matter how many goals you have achieved, you must set your sights on a higher one.” – Jessica Savitch 
193. “Start where you are. Use what you have. Do what you can.”– Arthur Ashe
194. “The secret of getting ahead is getting started.” – Mark Twain
195. “The amount of work and the amount of both physical and emotional investment it takes to get to the top.” – Drew Bledsoe