Dow, S&P & AI Stocks Soar To Record Highs As Interest Rates Jump This Week – $AAPL $BFRG $DECK $INDP $LTRN $NVDA Rise!

Happy Saturday!

I hope you all had a fantastic week. I am happy to report that I flew to Miami and West Palm Beach, FL for the first time since Covid reared its ugly head or nearly 4 years ago when I joined my last Tribe Public (our sister organization) CEO Presentation and Q&A Luncheon event in Florida. This trip co-hosted the Tribe events with the Panna Sharma, CEO of Lantern Pharma (NASDAQ: LTRN) anti was great to see many faces of tribe members from the past and the new faces of Tribe members that chose to join us recently. This week, Starlight Therapeutics— a Lantern Pharma subsidiary focused exclusively on the clinical development of therapies for central nervous system and brain cancers with limited or no effective therapeutic options— also announced that Marc Chamberlain, M.D. has joined Starlight as its Chief Medical Officer. Dr. Chamberlain will oversee Starlight’s clinical operations, which currently include planned clinical trials for glioblastoma and other high-grade gliomas, brain metastases in adults, and atypical teratoid rhabdoid tumors (ATRT), and diffuse pontine glioma (DIPG) in children. In his role, Dr. Chamberlain will apply his significant medical, clinical, and pharmaceutical development expertise to advance Starlight’s AI-enabled and accelerated drug development portfolio. Dr. Chamberlain is a leading medical oncologist with an extensive and distinct background in therapeutic development, clinical practice, and academic research with a focus in adult and pediatric neurology and neuro-oncology. His experience before joining Starlight has included serving as the co-director of the neuro-oncology programs at 4 NCI designated cancer centers— Moores Cancer Center at UC San Diego, Norris Cancer Center at USC, Moffit Cancer Center at the University of South Florida, and Fred Hutchinson Cancer Center at the University of Washington. He has also served as medical director for Cascadian Therapeutics, Seattle Genetics, SystImmune, Angiochem, and Pionyr Immunotherapeutics. Dr. Chamberlain has published more than 300 neurology-focused papers in peer-reviewed journals. “Starlight Therapeutics and Lantern Pharma are poised to transform oncology with AI-enabled drug development aimed at providing advanced precision therapeutics for cancers in areas of severely unmet need, such as multiple types of pediatric and adult brain cancers, for which there is currently no cure,” said Panna Sharma, CEO and President of Lantern Pharma. “Dr. Chamberlain’s insight and expertise in neuro-oncology and therapeutic development will be invaluable to the further development of treatments already in the pipeline, and the discovery and development of new future treatments that are so desperately needed by cancer patients, especially in neuro-oncology.” Dr. Chamberlain earned his medical degree at the Columbia University College of Physicians and Surgeons, followed by pediatric and neurology residencies at the University of California, Los Angeles, and a neuro-oncology fellowship at the University of California, San Francisco. “Starlight, in collaboration with Lantern Pharma, is poised to advance its novel central nervous system (CNS) penetrant wholly synthetic acylfulvene, LP-184 (referred to as “STAR-001″ for CNS indications), to target tumors in the brain. We are now preparing for two recurrent glioblastoma studies as part of a larger planned expansion study to assess STAR-001 in subjects who have failed standard-of-care temozolomide and involved field radiotherapy. The development of STAR-001 for use in brain tumors has utilized Lantern’s proprietary RADR® platform of in silico modeling as well as extensive preclinical experimentation in multiple in-vitro and in-vivo models,” said Dr. Chamberlain. “I’m looking forward to working alongside the talented researchers and experts at Lantern and its collaborators at Starlight who have already done so much to advance these treatments. I look forward to working together with our collaborators and clinicians to bring these and many more innovative neuro-oncology treatments to the patients who need them.” Formed in Q1 of 2023, Starlight Therapeutics is leveraging RADR®— Lantern Pharma’s proprietary artificial intelligence and machine learning platform focused on transforming the cost, pace and timeline of oncology drug discovery and development— to research, develop and clinically advance therapeutics for CNS and brain cancers.

As for the broad markets, the large caps moved up solidly with the AI theme pushing many stocks higher, however the small caps suffered over the course of the week once again. The US macroeconomic schedule provided a number of reports that led investors to recalibrate or push out their expectations that the Fed would be cutting interest rates. On Tuesday, the NY Empire State Manufacturing Index report showed a significant month over month drop to -43.7 in January. On Wednesday, the December Retail Sales report clocked in higher than expected at .6%. The Weekly MBA Mortgage Applications Index came in higher at 10.4%. the December Export Prices moved to -.9% & the December Import Prices came in flat. The December Industrial Production report came in at .1%, while the December Capacity Utilization came slightly lower at 78.6%, but steady. The November Business Inventories came in lower at -.1%, while the January NAHB Housing Market Index moved higher to 44. On Thursday, the Weekly Initial Claims report  came in lower at 187k & Weekly Continuing Claims came in lower at 1.806M. The December Housing Starts report came in higher  than expected at 1.460M, while the December Building Permits also clocked higher than expected at 1.495M, however the single-unit starts showed a 8.6% M/M drop. The January Philadelphia Fed Manufacturing Index came at -10.6. On Friday, the December Existing Home Sales report clocked in slightly below estimates at 3.78M. The Preliminary January University of Michigan Consumer Sentiment report came in at higher at 78.8.

In concert, the yield curve jumped considerably this week as the 2-yr yield rose 26bps to 4.41% and the 10-yr closed at 4.15%, up 20bps.  The U.S. Dollar Index also rose from 102.44 to 103.24. Interestingly, the CBOE Volatility Index (^VIX) rose to $13.30 from $12.70 & oil prices rose from $72.78/bbl to $73.41/bbl.

At the end of the week, the Dow 30 closed at 37,863.80 (+.7%) this week  record high and is now up .5% YTD & S&P 500 closed at 4,839.81 (+1.2%) also a record high and is now up 1.5% YTD,  The Nasdaq closed at 15,310.97 (+2.3%) and is now up 2% YTD.  

The Magnificent Seven closed as follows: Alphabet (GOOG) closing at $147.97, Amazon (AMZN) closing at $155.34, Apple (AAPL, $191.56, Meta Platforms (META) closing at $383.45, Microsoft (MSFT) closing at $367.75, NVIDIA (NVDA) closing at $594.91, & Tesla (TSLA) closing at $212.19. The small caps on the Russell 2000 closed at 1,944.39 (-.3) for the week & is now down 4.1% YTD, while the MicroCaps also moved significantly lower this week as the iShares Micro-Cap ETF (IWC) closed at $110.20 down from $111.74.

Bank stocks fell as the SPDR S&P Regional Banking ETF (KRE) dropped over the last 5-days to close at $51.03 from $51.73 and  & the SPDR S&P Bank ETF (KBE) moved down over the last 5-days to close at $45.26 from $45.67.

Overall, The Nasdaq Biotechnology ETF (IBB) closed at $135.18 down from $136.12, the NYSE ARCA Biotech Index (^BTK) closed at 5,201.97 down from 5,410.81, & the SPDR S&P Biotech ETF (XBI) closed at $87.05 from $89.30. The iShares U.S. Healthcare ETF (IYH) closed at $292.43 up from $291.56 over the last 5-days.  

Cathie Wood’s ARK Innovation ETF (ARKK) closed at $6.28 down from $48.90 over the last 5-days.

From the world of cryptocurrency, Bitcoin (BTC) moved to 41,588.06 down from $44,061.63 over the course of the last 5-days at the time of the completion of this message.

Gold prices closed at $2,030 down from $2,049 over the last 5-days.  Silver prices closed at $22.68 down from $23.25 down  over the last 5-days. The Global X Silver ETF (SIL) closed at $25.08 down from$26.99 over the last 5-days.

VP Watchlist Updates

 

Modular Medical, Inc. (NASDAQ: MODD, $1.79, -1.10% over last 5-days and +88.42% over the last 6-months), is a development-stage medical device company that intends to launch the next generation of insulin delivery technology. Using its patented technologies, the company seeks to eliminate the tradeoff between complexity and efficacy, thereby making top quality insulin delivery both affordable and simple to learn. Their mission is to improve access to the highest standard of glycemic control for people with diabetes taking it beyond “superusers” and providing “diabetes care for the rest of us.” Modular Medical was founded by Paul DiPerna, a seasoned medical device professional and microfluidics engineer. Prior to founding Modular Medical, Mr. DiPerna was the founder (in 2005) of Tandem Diabetes and invented and designed its t:slim insulin pump. More information is available at https://modular-medical.com.

 

On Dec. 14, Seanergy announced  that the Board of Directors of the Company (“BOD”) has authorized a new $25 million buyback program (the “Plan”) which can be utilized to repurchase the Company’s common shares and other securities. The Company will also fully repay its last remaining convertible note (the “Note”) pursuant to the terms of the Note. The Note bears a 5.5% coupon, it is the last from a series of convertible notes with aggregate original notional amount of $38.7 million and $3.2 million face value remains outstanding. The full repayment of the Note will preempt potential dilution upon conversion of the Note.

StoneCo Ltd. (Nasdaq: STNE, $17.11, +.06% over the last 5-days and 71.27% over the last year), is a leading provider of financial technology and software solutions that empower merchants to conduct commerce seamlessly across multiple channels and help them grow their businesses.

Thanks again for your attention this week. Please continue to share your thoughts, questions, & ideas as we move forward. 

In the meantime, please enjoy the balance of the weekly newsletter’s videos, quotes, updates and let’s find ways to crush it again as we move forward!

Investing & Inspiration

1. “A man should always consider how much he has more than he wants.” – Joseph Addison
2. “Happiness is good health and a bad memory.” –  Ingrid Bergman
3. “We pass through this world but once.” – Stephen Jay Gould
4. “Christmas waves a magic wand over this world, and behold, everything is softer and more beautiful.” – Norman Vincent Peale
5. “Nothing can have value without being an object of utility.” – Karl Marx
6. “Always turn a negative situation into a positive situation.” – Michael Jordan
7. “Courage is found in unlikely places.” – J. R. R. Tolkien
8. “One that would have the fruit must climb the tree.” – Thomas Fuller
9. “Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
10. “We relish news of our heroes, forgetting that we are extraordinary to somebody too.” – Helen Hayes
11. “A life spent making mistakes is not only more honorable, but more useful than a life spent doing nothing.” – George Bernard Shaw
12. “Everything in the world may be endured except continual prosperity.”  – Johann Wolfgang von Goethe
13. “Nine-tenths of wisdom is being wise in time.” – Theodore Roosevelt
14. “Time is money.” – Benjamin Franklin
15. “Change before you have to.” – Jack Welch
16. “Our deeds determine us, as much as we determine our deeds.” – George Eliot
17. “The Universe is under no obligation to make sense to you.” – Neil deGrasse Tyson
18. “Care and diligence bring luck.” – Thomas Fuller
19. “Nobody made a greater mistake than he who did nothing because he could do only a little.” – Edmund Burke
20. “A man who is a master of patience is master of everything else.” – George Savile
21. “Once you replace negative thoughts with positive ones, you’ll start having positive results.” – Willie Nelson
22. “Endurance is nobler than strength, and patience than beauty.” – John Ruskin
23. “Act as if what you do makes a difference. It does.” – William James
24. “Let us be grateful to people who make us happy, they are the charming gardeners who make our souls blossom.” –  Marcel Proust
25. “Strength and growth come only through continuous effort and struggle.” – Napoleon Hill
26. “Science may never come up with a better office communication system than the coffee break.” – Earl Wilson
27. “If everyone is moving forward together, then success takes care of itself.” – Henry Ford
28. “Hope is like the sun, which, as we journey toward it, casts the shadow of our burden behind us.”– Samuel Smiles
29. “Patriotism is supporting your country all the time, and your government when it deserves it.” – Mark Twain
30. “What would life be if we had no courage to attempt anything?” – Vincent Van Gogh
31. “The biggest risk is not taking any risk… In a world that is changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg
32. “Our lives improve only when we take chances – and the first and most difficult risk we can take is to be honest with ourselves.” – Walter Anderson
33. “Action is the foundational key to all success.” – Pablo Picasso
34. “Success is never final, failure is never fatal. It’s courage that counts.” – John Wooden
35. “Innovation distinguishes between a leader and a follower.” – Steve Jobs
36. “All the art of living lies in a fine mingling of letting go and holding on.” – Havelock Ellis
37. “The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.” – Robert Kiyosaki
38. “O, wind, if winter comes, can spring be far behind?” – Percy Bysshe Shelley
39. “Patience is a virtue, and I’m learning patience. It’s a tough lesson.” – Elon Musk
40. “Be true to your work, your word, and your friend.” – John Boyle O’Reilly
41. “Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers you cannot be successful or happy.” – Norman Vincent Peale
42. “Surprise is the greatest gift which life can grant us.” – Boris Pasternak
43. “Logic will get you from A to B. Imagination will take you everywhere.” – Albert Einstein
44. “It is the fight alone that pleases us, not the victory.” – Blaise Pascal
45. “Do exactly what you would do if you felt most secure.” – Meister Eckhart
46. “Life lived for tomorrow will always be just a day away from being realized.” – Leo Buscaglia
47. “Wisdom is oftentimes nearer when we stoop than when we soar.” – Wordsworth
48. “Take chances, make mistakes. That’s how you grow. Pain nourishes your courage. You have to fail in order to practice being brave.” – Mary Tyler Moore
49. “A single twig breaks, but the bundle of twigs is strong.” – Tecumseh
50. “If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
51. “There is little that can withstand a man who can conquer himself.” – Louis XIV
52. “The limits of the possible can only be defined by going beyond them into the impossible.” – Arthur C. Clarke
53. “Be faithful in small things because it is in them that your strength lies.” – Mother Teresa
54. “The future rewards those who press on. I don’t have time to feel sorry for myself. I don’t have time to complain. I’m going to press on.” – Barack Obama
55. “By three methods we may learn wisdom: First, by reflection, which is noblest; Second, by imitation, which is easiest; and third by experience, which is the bitterest.” – Confucius
56. “No man was ever wise by chance.” – Lucius Annaeus Seneca
57. “Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
58. “It is not in the stars to hold our destiny but in ourselves.” – William Shakespeare

59. “It does not matter how slowly you go as long as you do not stop.” – Confucius

60. “I want to put a ding in the universe.” – Steve Jobs

61. “Research is creating new knowledge.” – Neil Armstrong

62. “The reward for work well done is the opportunity to do more.” – Jonas Salk
63. “Man is a creative retrospection of nature upon itself.” – Karl Wilhelm Friedrich Schlegel
64. “There’s something about taking a plow and breaking new ground. It gives you energy.” – Ken Kesey

65. “Success seems to be largely a matter of hanging on after others have let go.” – William Feather

66. “The essential conditions of everything you do must be choice, love, passion.” – Nadia Boulanger

67. “More business is lost every year through neglect than through any other cause.” – Rose Kennedy

68. “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” – Archimedes

69. “A person who won’t read has no advantage over one who can’t read.” – Mark Twain

70. “The best way out is always through.” – Robert Frost

71. “Start by doing what’s necessary; then do what’s possible; and suddenly you are doing the impossible.” – Francis of Assisi

72. “Without labor nothing prospers.” – Sophocles

73. “Intellectuals solve problems, geniuses prevent them.” – Albert Einstein

74. “This is the precept by which I have lived: Prepare for the worst; expect the best; and take what comes.” – Hannah Arendt

75. “The best and most beautiful things in the world cannot be seen or even touched – they must be felt with the heart.” – Helen Keller

76. “He who is brave is free.” – Lucius Annaeus Seneca

77. “When something is important enough, you do it even if the odds are not in your favor.” – Elon Musk

78. “I choose a block of marble and chop off whatever I don’t need.” – Auguste Rodin

79. “Hope is the only bee that makes honey without flowers.” – Robert Green Ingersoll

80. “He who knows that enough is enough will always have enough.” – Lao Tzu

81. “Plans to protect air and water, wilderness and wildlife are in fact plans to protect man.” – Stewart Udall

82. “In order to carry a positive action we must develop here a positive vision.” – Dalai Lama

83. “A hero is someone who understands the responsibility that comes with his freedom.” – Bob Dylan
84. “Inflation destroys savings, impedes planning, and discourages investment. That means less productivity and a lower standard of living.” – Kevin Brady
85. “If we give something positive to others, it will return to us. If we give negative, that negativity will be returned.” – Allu Arjun
86. “A good plan violently executed now is better than a perfect plan executed next week.” ~ George S. Patton
87. “You must do the things you think you cannot do.”- Eleanor Roosevelt
88. “Success is dependent on effort.” – Sophocles
89. “Nobody who ever gave his best regretted it.” – George Halas
90. “Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.” ~ Oprah Winfrey
91. “And when I breathed, my breath was lightning.” – Black Elk
92. “Moderation is the silken string running through the pearl chain of all virtues.” – Joseph Hall
93. “You are the sum total of everything you’ve ever seen, heard, eaten, smelled, been told, forgot – it’s all there. Everything influences each of us, and because of that I try to make sure that my experiences are positive.” – Maya Angelou
94. “If you want a guarantee, buy a toaster.” – Clint Eastwood
95. “We are an impossibility in an impossible universe.” – Ray Bradbury
96. “If you think in terms of a year, plant a seed; if in terms of ten years, plant trees; if in terms of 100 years, teach the people.” – Confucius
97. “I’d rather attempt to do something great and fail than to attempt to do nothing and succeed.” – Robert H. Schuller
98. “Do your little bit of good where you are; it’s those little bits of good put together that overwhelm the world.” Desmond Tutu
99. “It takes considerable knowledge just to realize the extent of your own ignorance.” – Thomas Sowell
100. “Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.” – Buddha”
101. Surprise is the greatest gift which life can grant us.” –  Boris Pasternak
102. “Trust in dreams, for in them is hidden the gate to eternity.” – Khalil Gibran 
103. “Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it.” – Bruce Lee
104. “All life is an experiment. The more experiments you make the better.” – Ralph Waldo Emerson
105. “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” –  Colin Powell
106. “There is more to life than increasing its speed.” – Mahatma Gandhi
107. “Your attitude is like a box of crayons that color your world. Constantly color your picture gray, and your picture will always be bleak. Try adding some bright colors to the picture by including humor, and your picture begins to lighten up.” – Allen Klein
108. “Definiteness of purpose is the starting point of all achievement.” – W. Clement Stone
109. “Success usually comes to those who are too busy to be looking for it.” – Henry David Thoreau
110. “In matters of truth and justice, there is no difference between large and small problems, for issues concerning the treatment of people are all the same.” – Albert Einstein
111. “Life is too short for long-term grudges.” – Elon Musk
112. “There cannot be a crisis next week. My schedule is already full.” – Henry Kissinger
113. “Success consists of getting up just one more time than you fall.” – Oliver Goldsmith
114. “The Earth is the cradle of humanity, but mankind cannot stay in the cradle forever.” – Konstantin Tsiolkovsky
115. “Ours is a world of nuclear giants and ethical infants. We know more about war that we know about peace, more about killing that we know about living.” – Omar N. Bradley
116. “Beauty surrounds us, but usually we need to be walking in a garden to know it.” – Rumi
117. “But man is not made for defeat. A man can be destroyed but not defeated.” – Ernest Hemingway
118. “Don’t watch the clock; do what it does. Keep going.” – Sam Levenson
119. “Let there be work, bread, water and salt for all.” – Nelson Mandela
120. “The social object of skilled investment should be to defeat the dark forces of time and ignorance which envelope our future.” – John Maynard Keynes
121. “A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
122. “I know not with what weapons World War III will be fought, but World War IV will be fought with sticks and stones.” – Albert Einstein
123. “It is the fight alone that pleases us, not the victory.” – Blaise Pascal
124. “If you can’t describe what you are doing as a process, you don’t know what you’re doing.” – W. Edwards Deming
125. “Never interrupt your enemy when he is making a mistake.” – Napoleon Bonaparte
126. “Be sure you put your feet in the right place, then stand firm.” – Abraham Lincoln
127. “Without investment there will not be growth, and without growth there will not be employment.” – Muhtar Kent
128. “You have to do your own growing no matter how tall your grandfather was.” – Abraham Lincoln
129. “Victory has a thousand fathers, but defeat is an orphan.” – John F. Kennedy
130. “Delete the negative; accentuate the positive!” – Donna Karan
131. “It’s crazy how fast time flies and how things progress.” – Nathan Chen
132. “The world is a dangerous place to live; not because of the people who are evil, but because of the people who don’t do anything about it.” – Albert Einstein
133. “Life isn’t about finding yourself. Life is about creating yourself.” – George Bernard Shaw
134. “Everything has beauty, but not everyone sees it.” – Confucius
135. “A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
136. “Walking with a friend in the dark is better than walking alone in the light.” – Helen Keller
137. “A man who dares to waste one hour of time has not discovered the value of life.” – Charles Darwin
138. “The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” – Michelangelo
139. “Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
140. “I like to encourage people to realize that any action is a good action if it’s proactive and there is positive intent behind it.” – Michael J. Fox
141. “Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
142. “But investment in space stimulates society, it stimulates it economically, it stimulates it intellectually, and it gives us all passion.” – Bill Nye
143. “Bitcoin, in the short or even long term, may turn out be a good investment in the same way that anything that is rare can be considered valuable. Like baseball cards. Or a Picasso.” – Andrew Ross Sorkin
144. “Life is a tragedy when seen in close-up, but a comedy in long-shot.” – Charlie Chaplin
145. “No matter what you’re going through, there’s a light at the end of the tunnel and it may seem hard to get to it but you can do it and just keep working towards it and you’ll find the positive side of things.” – Demi Lovato
146. “Infrastructure investment in science is an investment in jobs, in health, in economic growth and environmental solutions.” – Oren Etzioni
147. “Educating our children and giving them the skills they need to compete in a global economy is a smart investment in our country’s future.” – Sheldon Whitehouse
148. “Know thy self, know thy enemy. A thousand battles, a thousand victories.” – Sun Tzu
149. “If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca
150. “Beware of missing chances; otherwise it may be altogether too late some day.” – Franz Liszt
151. “The sofa is a really important investment for anybody, and I don’t mean financially. You need to find a really great sofa that can transition with you, and you can build from there.” – Jeremiah Brent
152. “There is no investment you can make which will pay you so well as the effort to scatter sunshine and good cheer through your establishment.” – Orison Swett Marden
153. “Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.” – Marie Curie
154. “There is little that can withstand a man who can conquer himself.” – Louis XIV
155. “In tennis, you strike a ball just after the rebound for the fastest return. It’s the same with investment.” – Masayoshi Son
156. “A camel makes an elephant feel like a jet plane.” – Jackie Kennedy
157. “The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.” – Bill Gates
158. “Success depends upon previous preparation, and without such preparation there is sure to be failure.” – Confucius, Chinese 
159. “Coming together is a beginning; keeping together is progress; working together is success.” – Edward Everett Hale
160. “Never do anything against conscience even if the state demands it.”– Albert Einstein
161. “Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey
162. “The true measure of a man is how he treats someone who can do him absolutely no good.” – Samuel Johnson
163. “In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?” – Li Lu
164. “A successful society is characterized by a rising living standard for its population, increasing investment in factories and basic infrastructure, and the generation of additional surplus, which is invested in generating new discoveries in science and technology.” – Robert Trout
165. “The best preparation for tomorrow is doing your best today.” – H. Jackson Brown, Jr.
166. “Friendship marks a life even more deeply than love. Love risks degenerating into obsession, friendship is never anything but sharing.” – Elie Wiesel
167. “Investing in women’s lives is an investment in sustainable development, in human rights, in future generations – and consequently in our own long-term national interests.” – Liya Kebede
168. “Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace.” – Mike Ditka
169. “No matter how many goals you have achieved, you must set your sights on a higher one.” – Jessica Savitch 
170. “Start where you are. Use what you have. Do what you can.”– Arthur Ashe
171. “The secret of getting ahead is getting started.” – Mark Twain
172. “The amount of work and the amount of both physical and emotional investment it takes to get to the top.” – Drew Bledsoe