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YOUR GUIDE TO STAYING INFORMED IN THE MARKETS

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Disclaimer

By viewing this website and all of its pages, you agree to the following:

Vista Partners LLC (“Vista”) is a Registered Investment Advisor in the State of California. Vista is not licensed as a broker, broker-dealer, market maker, investment banker, or underwriter in any jurisdiction.

This website is provided for informational purposes only and should not be construed as a solicitation or an offer to buy or sell any security or related financial instrument. The information, materials or opinions contained in this website are subject to change at any time by Vista Partners LLC without prior notice and we are not obligated to update or keep current the information contained herein. You should consider the information on its own merits whether it is suitable for your personal needs, investment objectives, and specific circumstances. We recommend that you consult with a licensed, qualified professional before making any investment decisions. No information accessed through the www.vistapglobal.com website, reports, articles, Coverage Pages or its’ newsletters constitutes a recommendation to buy, sell or hold any security in any jurisdiction. This website may only be used pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of Vista Partners LLC.

Some of the securities mentioned on this website may not be registered in the jurisdiction in which you are located. We urge you to seek legal advice before offering or selling any unregistered security.

Vista and its officers have at times been compensated by and/or have an equity interest – both restricted and unrestricted – in the companies referred to on this website. Vista and its officers may be buying or selling securities in the companies referred to on the website. Vista receives compensation for its efforts to cover the costs associated with researching, creating and distributing the reports, newsletters, articles, commentary and retains any excess amounts over and above the amounts expended for costs as its compensation. As such, our opinions are neither unbiased nor independent, and you should consider that when evaluating our statements in all publications. When compensation is received we disclose it at the bottom of the report, article, newsletter or publication and/or provide a link to the disclosures listed on this website. Vista and its officers have not been paid by any third party or any company to produce content or reports of any kind for those companies covered on the Dow 30 Coverage Page of the Vista Partners website or by Health Insurance Innovations, Inc., a company that is listed as one of the companies under the Emerging Growth and Featured Coverage.

Vista and its outside sources use certain data derived from the U.S. Securities and Exchange Commission (SEC) filings, public information and data compiled by other vendors. The reader should verify all claims and do his/her own research and due diligence before investing in any securities mentioned. Guests of Vista’s website, www.vistapglobal.com, readers of Vista’s distributed reports, releases, advertisements, coverage pages, newsletters and other interested parties assume full responsibility for the accuracy of all SEC filing data, compiled data from other sources including data from the issuing Company, and are urged to confirm that data with the specific issuing Company. Vista will not be liable to any person or entity for the quality, accuracy, completeness, reliability or timeliness of information in its publications, or for any direct, indirect, consequential, incidental, special or punitive damages that may arise out of the use of information, products or services from any person or entity including but not limited to lost profits, loss of opportunities, trading losses, and damages that may result from any incompleteness or inaccuracy in the profiled company information Vista and its data vendors do not assume any responsibility or liability for any investor decision made as a result of accessing fundamental and/or financial data on any profiled company as a consequence of viewing our materials. Vista encourages its readers and visitors to its website to invest carefully and read the investor information available on the websites of the Securities and Exchange Commission (“SEC”) at www.sec.gov and/or the National Association of Securities Dealers (“NASD”) at www.nasd.com. Investors interested in purchasing securities are advised to read the Prospectus, 10K, 10Q, other relevant public documents in full, request Company financial information and to conduct their own research and due diligence. Statements made in this release may include projections, made in reliance on the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Vista has made every reasonable effort to ensure that the information and assumptions on which these statements and projections are based are current, reasonable, and complete. However, a variety of factors could cause actual results to differ materially from the projections, anticipated results or other expectations expressed in this release. Vista makes these statements and projections in good faith, neither Vista nor its management can guarantee that the transactions will be consummated or that anticipated future results will be achieved. Vista produces sponsored reports on profiled Companies. Our publishers are engaged in the business of advising, marketing and advertising companies for compensation. The reports & content should be viewed as paid for or sponsored. The information contained within them is for informational purposes only. The reports should not be construed as independent or unbiased research reports. The reports and content may increase investor and market awareness, which may result in increased numbers of shareholders owning and trading the common stock of the company discussed, increased trading volumes, and possibly increased share price. Neither Vista nor any person responsible for the content of reports is, or purports to be, a broker-dealer or a registered investment advisor outside of CA. We do not purport to provide a complete analysis of any company’s financial position, operations or prospects. The reports and content on this site are not, and should not be construed as, personalized investment advice directed to or appropriate for any particular investor. Any investment should be made only after consulting a professional investment advisor and only after reviewing the financial statements and other pertinent corporate information about the company. Further, readers are advised to read and carefully consider the Risk Factors identified and discussed in the advertised company’s SEC filings. Investing in securities, particularly micro-cap securities, is speculative and carries a high degree of risk. It is possible that a viewer’s entire investment may be lost or impaired due to the speculative nature of the companies profiled. Remember, never invest in the securities of any company profiled or discussed in Vista reports unless you can afford to lose your entire investment.

FORWARD LOOKING STATEMENTS AND INVESTMENT RISK

Materials and web pages included in and referenced by this site may include “forward looking statements”, which by definition are not statements of fact.  Rather, they are expressions of expectation, intent, prediction and assumption, and therefore do not alone form the basis for an informed investment decision.  Investing is inherently risky, and carries the potential for the complete loss of principal.  Unsophisticated investors who are neither licensed nor accredited are advised to seek the counsel of a licensed and regulated financial advisor.

Information Provided by Third Parties/External Links

This website contains links to various sites of other institutions that are not affiliated with us. We provide these links because we believe they contain information that may help you achieve your goals. We do not control and are not responsible for the accuracy of the content of those sites. We reserve the right, in our sole discretion and without any obligation, to make any improvements to, or correct any errors or omissions in a portion of the information provided.

The quote and chart information contained on this website is compiled for your convenience from a quotation feed furnished on an exchange delayed basis by Yahoo Finance or some other source. We do not assume responsibility for the accuracy of this information. Any errors of transmission or omission shall not be made the basis for any claim, demand, or cause of action.

Limitation of Liability

The information and materials available on this website has been provided by us on an “as is” basis and Vista expressly disclaims any and all warranty – express or implied – including, without limitation, warranties of merchantability and fitness for a particular purpose with respect to this information or materials. In no event shall Vista be liable for any direct, indirect, incidental, punitive, or consequential damages of any kind with respect to information or materials presented on this website or any of the information available through this website.

Risk Disclaimer

The risk of loss in investing can be substantial. Many of the companies discussed on this website are traded on smaller markets. Please be aware that smaller markets can be more volatile than developed stock markets and can carry more risk. Past performance does not guarantee future results. You should do your own research and make your own investigation before making any financial decision. We recommend that you consult with a licensed, qualified professional before making any investment decisions.

FURTHERMORE WE SUGGEST THAT YOU NEVER RELY ON INFORMATION/CONTENT FOUND ON THE VISTA PARTNERS LLC WEBSITE www.vistapglobal.com, SOCIAL MEDIA ACCOUNTS (TWITTER, LINKEDIN, FACEBOOK) OF  VISTA OR ITS OFFICER,  OR VISTA PRESS RELEASES TO MAKE INVESTMENT DECISIONS.

Other Notices

Vista Partners and its officer have at times been compensated by or have an equity interest – both restricted and unrestricted – in the companies referred to on this website or referred to in the articles we publish.

This website and its contents are protected by applicable copyright, patent, and trademark laws.

We are not responsible for any damage to your computer or software that results from using this website.

We have taken certain steps to provide a secure environment for your personal information on this website. Due to the nature of the internet, however, we cannot guarantee the confidentiality of such information.

All articles prepared by Vista Partners LLC are based upon public information available about the topics mentioned. Vista Partners LLC has not independently verified such information, and in addition, Vista Partners LLC has been compensated by companies mentioned in articles appearing on our website for digital marketing services or advisory for up to a one year period. Statements in the articles we prepare that are not historical facts are “forward-looking statements” that involve risks and uncertainties. Forward-looking statements can be identified by the use of words such as “opportunities,” “trends,” “potential,” “estimates,” “may,” “will,” “could,” “should,” “anticipates,” “expects” or comparable terminology or by discussions of strategy. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to be materially different from the results, performance or achievements expressed or implied by such forward-looking statements. Additional risks, uncertainties and other factors are identified under the captions “Risk Factors” and “Special Note Regarding Forward-Looking Statements” in each of the the Company’s reports filed from time to time with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the current fiscal year. Vista Partners LLC and the Companies mentioned disclaim any intention or obligation to update publicly or revise any forward-looking statements, whether as a result of new or additional information, future events or otherwise. The Companies are solely responsible for the accuracy of that information.

Once again, information on our website, www.vistapglobal.com, and in the articles, newsletters, reports, coverage pages we (Vista Partners LLC ) publish, has been prepared from publicly available information and has not been independently verified by Vista Partners LLC.

All articles, newsletters, reports, coverage pages we publish on our website are published solely for informational purposes and are not to be construed as an offer to sell or the solicitation of an offer to buy any security in any state and should not be relied upon to make an investment decision. Past performance does not guarantee future performance.

Past performance is not indicative of future results. No material on this website is intended to be depended upon as a forecast or investment advice regarding a specific investment or the markets in general, nor is it meant to predict the performance of any investment or strategy mentioned. Opinions expressed are current opinions as of the date appearing on this website only. No part of this website may be i) copied, photocopied or duplicated in any forms, by any means, or ii) redistributed without prior written consent from Vista Partners LLC. No one on this website makes any specific recommendations or guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested or lose their entire investment. Investments or strategies mentioned on this website may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs, and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from a financial professional or investment advisor that you already have a relationship with that can review your complete financial situation and make appropriate recommendations.

Any e-mail and or attachments from Vista Partners intended solely for the use of the individual(s) to whom it is addressed and may contain information that is the confidential information of Vista Partners LLC (“Vista”). The Information may be about companies in which Vista has or may receive compensation in the future. Any material any message from Vista should be considered as an ADVERTISEMENT ONLY. Please consult with a certified financial advisor before making any investment decisions. All information on this on any form of content or message should be confirmed before making an investment decision. Vista and any affiliates and information providers make no implied or express warranties on the information provided. Any content or communication should not and is not to be construed as a solicitation to buy or sell securities. As with any stock, the featured companies involve a high degree of risk and volatility, and all investors/advisors should know that they may lose a portion or all of their investment if they decide to purchase any stock. Vista, its affiliates, associates, relatives and anyone associated with in any manner reserves the right to either buy or sell shares all company’s stock.

The Securities and Exchange Commission has compiled an extensive amount of information concerning investing, including the inherent risks involved. We encourage all Vista readers and contacts to visit the SEC’s website to acquire this important information.

Safe Harbor Disclosure: Vista’s website publications and communications may contain or incorporate by reference “forward-looking statements, including certain information with respect to plans and strategies of the featured company. As such, any state-ments contained herein or incorporated herein by reference that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the forgoing, the words “believe(s),” “anticipate(s),” “plan(s),” “expect(s),” “project(s)” and similar expressions are intended to identify forward-looking statements. There are a number of important factors that could cause actual events or actual results of the Companies profiled herein to differ materially from these indicated by such forward-looking statements. Certain statements contained herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and 21E of the Exchange Act of 1934. Such statements include, without limitation, statements regarding business and financing, business trends, future operating revenues and expenses. Although the Company believes that the statements are reasonable, it can give no assurances that such expectations will prove to be correct. Investors are cautioned that any forward looking statements made by the Company, or contained in any and/or all profile/research reports, contain no guarantee of future performance, and that the actual result may differ materially from those set forth in the forward-looking statements. Difference in results can be caused by various factors including, but not limited to, the Company’s ability to be able to successfully complete planned funding agreements, to successfully market its products in competitive industries or to effectively implement its business plan or strategies. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions, or future events or performance are not statements of historical fact and may be “forward looking statements.” Forward looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects,” “will,” “anticipates,” “estimates,” “believes,” “may,” or by statements indicating certain actions “may,” “could,” or “might” occur. We encourage Vista readers and contacts to invest carefully and review all forms of investments and read the investor information. For more information please visit http://www.sec.gov and/or (FINRA) at: http://www.FINRA.com.

Futures, stocks and options trading involves substantial risk of loss and is not suitable for every investor. The valuation of futures, stocks and options may fluctuate, and, as a result, clients may lose more than their original investment. The impact of seasonal and geopolitical events is already factored into market prices. The highly leveraged nature of futures trading means that small market movements will have a great impact on your trading account and this can work against you, leading to large losses or can work for you, leading to large gains.

If the market moves against you, you may sustain a total loss greater than the amount you deposited into your account. You are responsible for all the risks and financial resources you use and for the chosen trading system. You should not engage in trading unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks you must seek independent advice from your financial advisor.

All trading strategies are used at your own risk.

Any content on vistapglobal.com should not be relied upon as advice or construed as providing recommendations of any kind. It is your responsibility to confirm and decide which trades to make. Trade only with risk capital; that is, trade with money that, if lost, will not adversely impact your lifestyle and your ability to meet your financial obligations. Past results are no indication of future performance. In no event should the content of this correspondence be construed as an express or implied promise or guarantee.

vistapglobal.com is not responsible for any losses incurred as a result of using any of our trading strategies. Loss-limiting strategies such as stop loss orders may not be effective because market conditions or technological issues may make it impossible to execute such orders. Likewise, strategies using combinations of options and/or futures positions such as “spread” or “straddle” trades may be just as risky as simple long and short positions. Information provided in this correspondence is intended solely for informational purposes and is obtained from sources believed to be reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of future conditions are attempted.

None of the content published on vistapglobal.com constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. None of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

Vista Partners’ s sister organization Tribe Public LLC www.tribepublic.com is compensated by corporations for 1) the coordination of investor education events, 2) the broad notification and dissemination of logistical information relating to events, 3) the dissemination of third-party educational materials and links to public web pages for the purposes of investor preparation, and 4) the solicitation of participant feedback following educational events.  Tribe Public is not compensated to influence or seek an investment action of any sort.  Tribe Public, or its officers may have an equity interest in the corporations referenced in this website. The management and ownership of Tribe Public maintains ownership in investment related interests, ownership of investment related entities and a registered investment advisor in California called Vista Partners LLC, www.vistapglobal.com that creates content and advises corporations for compensation. The content on this site is not, and should not be construed as, personalized investment advice directed to or appropriate for any particular investor. Any investment should be made only after consulting a professional investment advisor and only after reviewing the financial statements and other pertinent corporate information about the company. Further, readers are advised to read and carefully consider the Risk Factors identified and discussed in the advertised company’s SEC filings. Investing in securities, particularly micro-cap securities, is speculative and carries a high degree of risk. It is possible that a viewer’s entire investment may be lost or impaired due to the speculative nature of the companies profiled. Remember, never invest in the securities of any company profiled or discussed unless you can afford to lose your entire investment.

WEBSITE FOR INFORMATION PURPOSES ONLY

Tribe Public LLC’s www.tribepublic.com website is provided for informational purposes only and should not be construed as a solicitation or an offer to buy or sell any security or related financial instrument. The information, materials or opinions contained in this website are subject to change at any time by Tribe Public without prior notice and we are not obligated to update or keep current the information contained herein. You should consider the information on its own merits whether it is suitable for your personal needs, investment objectives, and specific circumstances. We recommend that you consult with a licensed, qualified professional before making any investment decisions. No information accessed through the www.tribepublic.com website, reports, articles, its’ newsletters constitutes a recommendation to buy, sell or hold any security in any jurisdiction.

Some of the securities mentioned on the website may not be registered in the jurisdiction in which you are located. We urge you to seek legal advice before purchasing, offering or selling any unregistered security.

FURTHERMORE WE SUGGEST THAT YOU NEVER RELY ON INFORMATION/CONTENT FOUND ON THE TRIBE PUBLIC WEBSITE www.tribepublic.com OR LINKS PROVIDED TO OTHER SITES OR CONTENT, SOCIAL MEDIA ACCOUNTS (TWITTER, LINKEDIN, FACEBOOK, YOUTUBE or otherwise) OF  TRIBE PUBLIC or VISTA PARTNERS OR ITS MANAGEMENT TO MAKE INVESTMENT DECISIONS. YOU should you no rely on any information that speakers, hosts or that anyone would share with you at any events hosted by Tribe Public in person or on webinars.

YOUR GUIDE TO STAYING INFORMED IN THE MARKETS

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