Welcome to Vista Partners LLC (“Vista,” “we,” “our,” or “us”). These Terms of Service govern your access to and use of our website, market commentary, research articles, watchlists, email newsletter, and related content (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you should not use the Services.

Not Investment Advice

Content on the Services — including articles, commentary, and watchlists — is provided for general informational and educational purposes only and does not constitute personalized investment advice, an offer, or a solicitation to buy or sell any security. Vista Partners LLC is a Registered Investment Advisor in the State of California and is not licensed as a broker, broker-dealer, market maker, investment banker, or underwriter in any jurisdiction. Vista is, at times, compensated by companies profiled on this website; see our full Disclaimer for compensation, risk, and forward-looking-statement disclosures, which is incorporated into these Terms by reference.

License to Use the Site

Access to this website is provided pursuant to these Terms (and, where applicable, a separate subscription agreement). No content on the Services — including reports, articles, coverage pages, and newsletters — may be reproduced, copied, or redistributed, in whole or in part, in any form (electronic or otherwise), without the express written permission of Vista Partners LLC.

Use of Services

You agree to use the Services only for lawful purposes and in compliance with applicable laws and regulations. You may not:

• Use the Services for illegal, harmful, abusive, or fraudulent purposes
• Interfere with or disrupt the operation of the website
• Attempt unauthorized access to any systems or accounts
• Reproduce, distribute, or republish substantial portions of our content without permission
• Use automated means (e.g., scraping) to extract content, except as permitted by our robots.txt

We reserve the right to restrict access for violations of these Terms.

Account Responsibilities

If any part of the Services requires an account (e.g., a subscriber account), you are responsible for maintaining the confidentiality of your credentials and for all activity occurring under your account, and agree to provide accurate information.

Email Newsletter

By subscribing to our email updates, you consent to receive market commentary, research, and related communications from Vista Partners. You may unsubscribe at any time using the link provided in each email.

Payments and Billing

[CONFIRM] Include only if Vista offers paid services.

Certain services may require payment of subscription fees. You agree to provide valid payment information and authorize Vista to charge applicable fees. Fees are generally non-refundable except as described in our Refund & Cancellation Policy. We reserve the right to modify pricing with reasonable notice.

Intellectual Property

All content on the Services — including text, graphics, logos, and design — is owned by or licensed to Vista Partners LLC and is protected under applicable intellectual property laws. You may share links to our content and quote brief excerpts with attribution, consistent with fair use, but may not reproduce, distribute, or exploit substantial portions without prior written permission.

Privacy

Your use of the Services is also governed by our Privacy Policy.

Third-Party Content and Links

The Services may link to or reference third-party websites, tickers, or data providers. We are not responsible for the availability, accuracy, or practices of third-party content.

Service Availability

We strive to maintain reliable availability but do not guarantee uninterrupted or error-free operation. Temporary outages, maintenance, or technical issues may occur, and Vista is not liable for damages resulting from service interruptions.

Disclaimer of Warranties

The Services are provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. Market commentary reflects opinions as of the date published and may become outdated.

Limitation of Liability

To the fullest extent permitted by law, Vista Partners LLC and its affiliates, officers, and employees shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of, or reliance on, the Services.

Indemnification

You agree to indemnify and hold harmless Vista Partners LLC from claims, damages, liabilities, and expenses arising from your use of the Services or violation of these Terms or applicable law.

Termination

We may restrict or terminate access to the Services at any time for violations of these Terms or unlawful conduct. You may discontinue use of the Services at any time.

Changes to Terms

We may update these Terms periodically. Updated versions become effective upon posting. Continued use of the Services after updates constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Contact Information

Vista Partners LLC

Website: https://vistapglobal.com

Email: john.heerdink@vistapglobal.com