Investors Experience Wild Roller Coaster Ride This Week – $AAPL $INVO Rise!

Happy Weekend All!

I hope all is well with you during this first week in December. As we speed towards the end of the year, the markets are becoming increasingly volatile as tax maneuvers persist, fear of the omicron variant ebbs and flows, & the Fed surprisingly has now changed its tune with Fed Chair Jerome Powell laying out his new ‘understanding’ this week that the Fed’s tapering of monthly bond purchases may need to occur earlier that they had previously expected & that inflation should no longer be referred to as “transitory.” It was wonderfully puzzling feeling this week for most and it disturbed the market pressuring it to the downside with every other day ending in the red & ultimately giving it an uncomfortable rickety old and worn out roller coaster coaster feel. 

We also received a number of macroeconomic reports. On Monday, the Pending Home Sales report for October confirmed a 7.5% rise. On Tuesday, the Conference Board’s Consumer Confidence Index report confirmed a move lower to 109.5 in November. The Chicago PMI report also confirmed a fall to 61.8 in November. The FHFA Housing Price Index report showed a rise to .9% M/M in September. The S&P Case-Shiller Home Price Index report confirmed a rise by 19.1% Y/Y in September. On Thursday, the November ISM Manufacturing Index report confirmed that it ticked up to 61.1 confirming expansion once again. The Total construction spending report confirmed a rise by .2% M/M in October, while the total private construction report showed a drop by .2% M/M, & total public construction spending rose by 1.8%. The ADP Employment Change report estimated that 534k jobs were added to private-sector payrolls in November. The final IHS Market Manufacturing PMI report for November came down at 58.3. The weekly MBA Mortgage Applications Index report showed a sharp 7.2% drop. On Friday, the November nonfarm payrolls report showed a rise by 210k & the October nonfarm payrolls were revised higher to 546k from 531k.  November private sector payrolls also moved up by 235k. October private sector payrolls were revised to 628k from 604k. September private sector payrolls were revised to 424k from 365k. The November unemployment rate was 4.2%. The U6 unemployment rate was lower 7.8%. November average hourly earnings rose .3%. The average workweek in November was 34.8 hours. Manufacturing workweek rose .1 hours to 40.4 hours. Factory overtime was unchanged at 3.2 hours. The labor force participation rate rose to 61.8% from 61.6%. The employment-population ratio moved up to 59.2% from 58.8% in October. The ISM Non-Manufacturing Index for November rose to a record high 69.1%. The IHS Markit Services PMI rose to 58 in the final reading for November. Factory orders for manufactured goods rise 1% M/M in October. Shipments of manufactured goods rose 2%.

As for the major indices this week, the S&P 500 closed at 4,538.43 (-1.2%), but remains up 20.8% YTD. 9 of the 11 sectors also finished the week in the red, with the communication services sector, the consumer discretionary sector, & the financials leading the downward move selling off over 2% this week. The 2 sectors that closed in the green were real estate and the utilities.  The Dow 30 held up the best closing at 34,580.08 (-.9%) & remains up 13% YTD. The Nasdaq also closed lower at 15085.47 (-2.6%) & is now 6.1% in 2 weeks, but remains up 17%. The small caps on the Russell 2000 also fell significantly again this week closing at 2,159.31 (-3.9%) and now down 8% in 2 week, but remain up 13.7% YTD. The MicroCaps also sold off sharply again this week as the iShares Micro-Cap ETF (IWC) closed at $135.62, off another -4.97% for the week & now off just shy of 15% over the last 3 weeks, but remains up 14.3% YTD. 

The yield curve’s volatility increased this week but saw the curve flatten overall as well with the 10-yr yield closed at 1.34%, down 15 basis points wk/wk and the 2-yr yield closed at .595%, up 8 basis points.

The U.S. Dollar Index also moved a little higher once again this week to end at 96.15 moving up from the 96.11 mark last week ending near a multi-year high once again. 

Next week, the macroeconomic schedule will serve the inflation, productivity and consumer credit reports.

EV, TECH, CONSUMER

Apple (AAPL) closed at $161.84, +3.21% over the last 5-days. On Nov. 23 Apple® filed a lawsuit against NSO Group and its parent company to hold it accountable for the surveillance and targeting of Apple users. The complaint provides new information on how NSO Group infected victims’ devices with its Pegasus spyware. To prevent further abuse and harm to its users, Apple is also seeking a permanent injunction to ban NSO Group from using any Apple software, services, or devices. NSO Group creates sophisticated, state-sponsored surveillance technology that allows its highly targeted spyware to surveil its victims. These attacks are only aimed at a very small number of users, and they impact people across multiple platforms, including iOS and Android. Researchers and journalists have publicly documented a history of this spyware being abused to target journalists, activists, dissidents, academics, and government officials.

EV giant Tesla (TSLA) moved higher to close at $1,014.97, -6.19% this week. Reportedly, Tesla CEO Elon Musk will be attending the company’s next earnings call.

Shares of Ford (F) closed at $19.14, -3.09% over the past 5-days. On December 2, Ford announced that “Our new products continue to roll, making Ford America’s best-selling automaker for the third consecutive month, a feat last accomplished in 1974. Ford was also the only major U.S. automaker to beat year ago sales results for November. On the strength of Mustang Mach-E, Ford delivered record electrified vehicle sales, growing more than three times faster than the overall segment. Retail sales were up 4.5 percent over a year ago, with SUVs having a best- ever November sales performance on record sales of our all-new Bronco family. We expect growth to continue, thanks to adding an additional 74,000 new vehicle orders in November.” – Andrew Frick, vice president, Ford Sales U.S. and Canada.

Snowflake (SNOW $345.11, -4.82%), the Data Cloud company, announced on Dec. 2 their financial results for its third quarter of fiscal 2022, ended October 31, 2021 and beat expectations. They reported Product revenue of $312.5 million, representing 110% year-over-year growth, that remaining performance obligations of $1.8 billion, representing 94% year-over-year growth, 5,416 total customers, Net revenue retention rate of 173%, 148 customers with trailing 12-month product revenue greater than $1 million.

Amazon.com, Inc. (NASDAQ: AMZN, $3,389.79, -3.27%. On Dec. 2, at AWS re:Invent, Amazon Web Services, Inc. (AWS), an Amazon.com, Inc. company, announced AWS Cloud WAN, a managed wide area network (WAN) service that makes it faster and easier for enterprises to build, manage, and monitor a unified global network that seamlessly connects cloud and on-premises environments. AWS Cloud WAN provides a central dashboard that enterprises can use to connect their on-premises branch offices, data centers, and Amazon Virtual Private Clouds (Amazon VPCs) across the AWS global network in just a few clicks. With AWS Cloud WAN, enterprises can get a complete view of their global network and use simple network policies to centrally configure and automate network management and security tasks. AWS Cloud WAN enables enterprises to use the AWS global network to provide a single unified network, which allows them to improve network health, performance, and security.

Shares of Microsoft Corp. (MSFT) closed at 323.01, -2.02% this week. This week, Microsoft’s CEO Satya Nadella reportedly sold nearly half of his holdings in the company for $285M and apparently it was for personal reasons. Maybe inflation was eating into his check account…

NVIDIA (NVDA) closed $306.93, -2.57% over the past 5-days.. Reportedly, the Federal Trade Commission has sued to block U.S. chip supplier Nvidia Corp.’s $40 billion acquisition of U.K. chip design provider Arm Ltd. Semiconductor chips power the computers and technologies that are essential to our modern economy and society. The proposed vertical deal would give one of the largest chip companies control over the computing technology and designs that rival firms rely on to develop their own competing chips. The FTC’s complaint alleges that the combined firm would have the means and incentive to stifle innovative next-generation technologies, including those used to run datacenters and driver-assistance systems in cars

Cathie Wood’s ARK Innovation ETF (ARKK) closed at $93.53, -12.69% for the week and nearly 10% the last two weeks.

The Technology Select Sector SPDR Fund (XLK) closed at $165.13, -.52% for the week.

Disney (DIS) closed at $146.22, -1.28% for the week. According to U.S. data from mobile analytics company App Annie, Disney+ daily downloads rose more than 33% the weekend of the premiere (Nov 25- Nov 27) when compared to the daily average in the week prior (Nov 18-24.). On Dec. 1, The Walt Disney Company Board of Directors announced that it has elected Susan E. Arnold as Chairman of the Board, effective December 31, 2021. Ms. Arnold, a 14-year member of the Disney Board who has served as its independent Lead Director since 2018, will succeed Robert A. Iger as Chairman of the Board when he departs the Company at the end of the year.

Shares of McDonald’s (MCD) closed at $249.33, -.27% for the week. The Editorial Advisory and Securities Review Committee of BetterInvesting Magazine announced this week that McDonald’s Corporation (NYSE: MCD) as a “Stock to Study”.

BIOTECH & HEALTHCARE

The Nasdaq Biotechnology ETF (IBB) closed at $148.39, -4.2% for the week, now down -2.05% YTD. The NYSE ARCA Biotech Index (^BTK) closed at 5,224.69, -1.93% for the week and is now down -8.96% YTD. In the other side of the coin or the smaller side of the biotech markets the SPDR S&P Biotech ETF (XBI) closed at $116.78, -6.21% for the week (over 14% the last 3 wks) and is off -22.2% for the year. The XBI’s 52-wk range is $108.71-$174.79.  The small stocks in this sector are definitely being hurt the most this year to say the least. 

Health Care Select Sector SPDR (XLV) moved up this week to close at $131.97, -1.35% over the last 5-days. 

GOLD & SILVER

Gold prices closed at $1,794, -$54 for the week & silver prices closed at $23.15, -$1.52/oz. for the week. Hecla Mining (HL) closed at $5.58, -9.27% for the week. First Majestic (AG) closed at $11.91, -10.32% for the week. 

MEMES REPORT

AMC Entertainment (AMC) closed at $29.01, -22.91% over the last 5-days. On Dec. 2, ReelWorks Studios and Fathom Events announce the release of their latest film THE MULLIGAN featuring Pat Boone (JOURNEY TO THE CENTER OF THE EARTH, STATE FAIR), Eric Close (“Nashville,” AMERICAN SNIPER, “Law & Order: Special Victims Unit”), Tanya Christiansen (I STILL BELIEVE, THE HATE U GIVE) and Charmin Lee (JUST MERCY, THE 5TH WAVE) with special appearances by American sportscaster Jim Nantz, Sports Commentator Jim Szoke, and PGA Champion Tom Lehman. THE MULLIGAN will be released in movie theaters nationwide spring of 2022. Fathom is a recognized leader in the entertainment industry as one of the top distributors of content to movie theaters in North America. Owned by AMC Entertainment Inc. (NYSE: AMC); Cinemark Holdings, Inc. (NYSE: CNK); and Regal Cinemas, a subsidiary of the Cineworld Group (LSE: CINE.L)., Fathom operates the largest cinema distribution network, delivering a wide variety of programming and experiences to cinema audiences in all of the top U.S. markets and to more than 45 countries.

GameStop (GME) closed at $172.39, -13.68% for the week.On Nov. 23, GameStop announced that it will report third quarter fiscal 2021 earnings results after the market closes on Wednesday, December 8, 2021. The Company will host an investor conference call at 5:00 pm ET on the same day to review its results. This call and all supplemental information can be accessed on GameStop’s investor relations website: https://investor.gamestop.com. The phone number for the investor conference call is 877-451-6152 and the confirmation code is 13725350. A recording of the conference call will be made available on the Company’s investor relations website.

Bed Bath & Beyond Inc. (NASDAQ: BBBY) announced announced recently that it expects to complete its $1 billion three-year share repurchase plan by the end of fiscal 2021 – two years ahead of schedule. Shares of BBBY closed at $17.86, -14.55% for the week. On Nov. 18, Bed Bath & Beyond officially announced the launch of H for Happy™, a new Owned Brand collection of holiday-inspired and seasonal celebratory goods that make it easy to turn everyday moments into life-long memories. Whether hanging stockings over the fireplace, setting a holiday table, lighting the menorah, or trimming a tree, H for Happy has everything needed to “home, happier™” this season and create celebratory moments all year long. Shares of BBBY closed at $23.25, +3.25% for the week. 

Seanergy Maritime Holdings Corp. (NASDAQ: SHIP) closed at $.8887, -3.4% for the week. On Dec. 2, Seanergy announced the delivery of a previously-announced Capesize vessel acquisition, M/V Dukeship (the “Vessel”), and the simultaneous commencement of its time charter (“T/C”) employment. In addition, the Company has successfully closed the previously-announced sustainability-linked loan facility with Piraeus Bank (the “Facility”).

BITCOIN

Bitcoin $BTC.X closed at $53,738.44, -7.04% this week.

ENERGY

The Energy Select Sector SPDR Fund or ETF (XLE) closed at $55.14, -.79% over the last five days & +45.49% YTD. Oil prices fell 2.6% over the week, but remain up 36.8% YTD.

NEXT WEEK

The stock market will be back to a normal 5-day trading week next week.

VP WATCHLIST UPDATES

Please review our complete VP Watchlist that includes Apple (AAPL), Disney (DIS), Tesla (TSLA) & a select group of emerging names.  The pages will allow you to learn more and keep up with these companies daily.

For now, see the summaries or five of the emerging companies from the VP Watchlist below:

Thanks again for your attention this week. Please continue to share your thoughts, questions, & ideas as we move forward. 

In the meantime, please enjoy the balance of the weekly newsletter’s videos, quotes, updates. 

Investing & Inspiration

1. “If a man does not keep pace with his companions, perhaps it is because he hears a different drummer. Let him step to the music which he hears, however measured or far away.” – Henry David Thoreau
2. “Adopting the right attitude can convert a negative stress into a positive one.” – Hans Selye
3. “Money is something that keeps you alive and healthy and just keeps you focused. It’s the drive. It’s the passion.” – Travis Scott
4. “Common sense is the collection of prejudices acquired by age eighteen.” – Albert Einstein
5. “Live life to the fullest, and focus on the positive.” – Matt Cameron
6. “You cannot escape the responsibility of tomorrow by evading it today.” – Abraham Lincoln
7. “However difficult life may seem, there is always something you can do and succeed at.”– Stephen Hawking
8. “Once you bring life into the world, you must protect it. We must protect it by changing the world.” – Elie Wiesel
9. “Don’t let your ego get too close to your position, so that if your position gets shot down, your ego doesn’t go with it.” – Colin Powell
10. “Good things do not come easy. The road is lined with pitfalls.” – Desi Arnaz
11. Honoring the sacrifices many have made for our country in the name of freedom and democracy is the very foundation of Veterans Day.” – Charles B. Rangel,
12. “The true sign of intelligence is not knowledge but imagination.” – Albert Einstein
13. “Trust yourself, you know more than you think you do.” – Benjamin Spock
14. “This idea of mutual appreciation and partnerships and investment in our people is very important to me and will continue to be important.” – Dennis Muilenburg
15. “The true secret of happiness lies in taking a genuine interest in all the details of daily life.” – William Morris
16. “Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
17. “Give me the luxuries of life and I will willingly do without the necessities.” – Frank Lloyd Wright
18. “If opportunity doesn’t knock, build a door.” – Milton Berle
19. “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” – Mark Twain
20. “The smallest deed is better than the greatest intention.” – John Burroughs
21. “It’s the steady, quiet, plodding ones who win in the lifelong race.” – Robert W. Service
22. “When I was young I thought that money was the most important thing in life; now that I am old I know that it is.” – Oscar Wilde
23. “A savvy entrepreneur will not always look for investment money, first.” – Daymond John
24. “In tennis, you strike a ball just after the rebound for the fastest return. It’s the same with investment.” – Masayoshi Son

25. “Look deep into nature, and then you will understand everything better.” -Albert Einstein

26. “The young man knows the rules, but the old man knows the exceptions.” – Oliver Wendell Holmes, Sr.

27. “Don’t go through life, grow through life.”– Eric Butterworth
28. “This life is worth living, we can say, since it is what we make it.” – William James
29. “People who think they know everything are a great annoyance to those of us who do.” –  Isaac Asimov
30. “True life is lived when tiny changes occur.”  – Leo Tolstoy
31. “If you want a guarantee, buy a toaster.” – Clint Eastwood
32. “In order to attain the impossible, one must attempt the absurd.” – Miguel de Cervantes
33. “Aim for the moon. If you miss, you may hit a star.” – W. Clement Stone
34. “If I had to live my life again, I’d make the same mistakes, only sooner.” – Tallulah Bankhead
35. “The deal machinations many companies put themselves through, while certainly a bonanza for investment bankers, can confound the typical investor.” – Whitney Tilson
36. “Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
37. “Procrastination is the art of keeping up with yesterday.” – Don Marquis

38. “Do not fear mistakes. You will know failure. Continue to reach out.” – Benjamin Franklin

39. “Success is peace of mind which is a direct result of self-satisfaction in knowing you did your best to become the best you are capable of becoming.” – John Wooden
40. “One fails forward toward success.” – Charles Kettering
41. “The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.” – Michelangelo
42. “I hear and I forget. I see and I remember. I do and I understand.” – Confucius
43. “I’m a very strong believer in listening and learning from others.” – Ruth Bader Ginsburg
44. “Blessed are those who give without remembering and take without forgetting.” – Elizabeth Bibesco
45. “As you walk down the fairway of life you must smell the roses, for you only get to play one round.” – Ben Hogan
46. “Progress is man’s ability to complicate simplicity.” – Thor Heyerdahl
47. “Economics is all about consumption. People either spend money now or they use financial instruments – like bonds, stocks and savings accounts – so they can spend more later.” – Adam Davidson
48. “Ever tried. Ever failed. No matter. Try Again. Fail again. Fail better.” -Samuel Beckett
49. “In the post-industrial economy, ideas and great minds often provide far greater return on investment than any other resources or capital investments.” – Marvin Ammori
50. “Work like you don’t need the money. Love like you’ve never been hurt. Dance like nobody’s watching.” – Satchel Paige
51. “One of the rules I’ve learned is that struggling to try and think your way into making an investment is usually the best way to not have a great outcome.” – Stephen A. Schwarzman
52. “The secret of business is to know something that nobody else knows.” – Aristotle Onassis
53. “It takes a long time to grow an old friend.” – John Leonard
54. “Life is a dream for the wise, a game for the fool, a comedy for the rich, a tragedy for the poor.”– Sholom Aleichem
55. “The truth is you don’t know what is going to happen tomorrow. Life is a crazy ride, and nothing is guaranteed.” – Eminem
56. “Man is only great when he acts from passion.” – Benjamin Disraeli
57. “We need to stop thinking about infrastructure as an economic stimulant and start thinking about it as a strategy. Economic stimulants produce Bridges to Nowhere. Strategic investment in infrastructure produces a foundation for long-term growth.” – Roger McNamee
58. “We must let go of the life we have planned, so as to accept the one that is waiting for us.” – Joseph Campbell
59. “Put your heart, mind, and soul into even your smallest acts. This is the secret of success.” – Swami Sivananda
60. “I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” – Jimmy Dean
61. “Companies have too many experts who block innovation. True innovation really comes from perpendicular thinking.” – Peter Diamandis
62. “By failing to prepare, you are preparing to fail.” – Benjamin Franklin
63. “We cannot solve our problems with the same thinking we used when we created them.” – Albert Einstein
64. “When you’re an investor, you can look at the quantitative and qualitative elements of an investment, but there’s a third aspect: What you feel in your gut.” – Kevin O’Leary
65. “Set your course by the stars, not by the lights of every passing ship.” – Omar N. Bradley
66. “Do not take life too seriously. You will never get out of it alive.” – Elbert Hubbard
67. “Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey 
68. “Every good painter paints what he is.” – Jackson Pollock
69. “If you believe in yourself and have dedication and pride – and never quit, you’ll be a winner. The price of victory is high but so are the rewards.” – Bear Bryant
70. “Your mindset matters. It affects everything – from the business and investment decisions you make, to the way you raise your children, to your stress levels and overall well-being.” – Peter Diamandis
71. “You cannot have a positive life and a negative mind.” – Joyce Meyer 
72. “Like wildebeest and zebra migration across the Serengeti, investment managers and consultants, too, have a habit of running together and, every now and then, changing direction.” – Sanjaya Baru
73. “If people are anything but enthusiastic about the information or ideas that they’re sharing, they’re either not that invested in what they’re doing – or they’re not communicating that investment effectively.” – Ana Kasparian 
74. “Life consists not in holding good cards but in playing those you hold well.” – Josh Billings 
75. “Friend, there’s no greater investment in life than in being a people builder. Relationships are more important than our accomplishments.” – Joel Osteen
76. “It’s only natural that the heavy users help contribute to the investment to keep the Web healthy. That is the most important concept of net neutrality.” – Lowell McAdam
77. “The more sand that has escaped from the hourglass of our life, the clearer we should see through it.” – Jean Paul 

78. “Eliminate emotion from your investment program.” -John C. Bogle

79. “Modern medical advances have helped millions of people live longer, healthier lives. We owe these improvements to decades of investment in medical research.” – Ike Skelton
80. “In every investment, before I get involved or invest, I always see what the mindset of the founder, the CEO, is.” – Zaza Pachulia
81. “An investment said to have an 80% chance of success sounds far more attractive than one with a 20% chance of failure. The mind can’t easily recognize that they are the same.” – Daniel Kahneman
82. “The return on investment in global health is tremendous, and the biggest bang for the buck comes from vaccines. Vaccines are among the most successful and cost-effective health investments in history.” – Seth Berkley
83. “Few things in the world are more powerful than a positive push. A smile. A world of optimism and hope. A ‘you can do it’ when things are tough.” – Richard M. DeVos
84. “To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment.” – Ralph Waldo Emerson
85. “We all have dreams. But in order to make dreams come into reality, it takes an awful lot of determination, dedication, self-discipline, and effort.”  – Jesse Owens
86. “The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” – William Arthur Ward- American Writer, Born 1921
87. “Once you replace negative thoughts with positive ones, you’ll start having positive results.” – Willie Nelson
88. “The secret of your future is hidden in your daily routine.” – Mike Murdock
89.  “If somebody puts you down or criticizes you, just keep on believing in yourself and turn it into something positive.” – Leah LaBelle
90. “Opportunity is missed by most people because it is dressed in overalls and looks like work”. -Thomas A. Edison
91. “Education is not only a ladder of opportunity, but it is also an investment in our future.” – Ed Markey

92. “Human behavior flows from three main sources: desire, emotion, and knowledge.” – Plato

93. “We are what our thoughts have made us; so take care about what you think. Words are secondary. Thoughts live; they travel far.” – Swami Vivekananda
94. “Success is not final, failure is not fatal: it is the courage to continue that counts.” – Winston Churchill

95. “If you don’t know where you are going, any road will get you there.” – Lewis Carroll

96. “Don’t worry about being a star, worry about doing good work, and all that will come to you.” – Ice Cube

97. “It is not in the stars to hold our destiny but in ourselves.” – William Shakespeare

98. “Prediction is very difficult, especially if it’s about the future.” – Niels Bohr (Danish Physicist)

99. “It is indeed true that the stock market can forecast the business cycle.” -Paul Samuelson

100. “The wisest rule in investment is: when others are selling, buy. When others are buying, sell. Usually, of course, we do the opposite. When everyone else is buying, we assume they know something we don’t, so we buy. Then people start selling, panic sets in, and we sell too.” – Jonathan Sacks

101. “What lies behind you and what lies in front of you, pales in comparison to what lies inside of you.” – Ralph Waldo Emerson
102. “Each new generation born is in effect an invasion of civilization by little barbarians, who must be civilized before it is too late.” – Thomas Sowell
103. “Life is 10% what happens to you and 90% how you react to it.” – Charles R. Swindoll
104. “The truth is you don’t know what is going to happen tomorrow. Life is a crazy ride, and nothing is guaranteed.” – Eminem

105. “View health as an investment, not an expense.” – John Quelch

106. “Opportunity does not knock, it presents itself when you beat down the door.” – Kyle Chandler

107. “If you don’t know where you are going, any road will get you there.” – Lewis Carroll
108. “Once you replace negative thoughts with positive ones, you’ll start having positive results.” – Willie Nelson
109. “That which does not kill us makes us stronger.” – Friedrich Nietzsche
110. “Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.” – Marie Curie
111. “A problem is a chance for you to do your best.”–  Duke Ellington
112. “The best way to predict the future is to create it.” -Peter Drucker
113. “I’m involved in the stock market, which is fun and, sometimes, very painful.” – Regis Philbin
114. “Who owns the future? This is the question at the heart of every stock market.” – John Landgraf
115. “One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute.” – William Feather
116. “While I’m sure some millennials are concerned with the ethical issues involved in mining for diamonds, the main reason they steer clear of the gems is because, well, they’re a dumb investment.” – Ana Kasparian
117. “The wisest rule in investment is: when others are selling, buy. When others are buying, sell. Usually, of course, we do the opposite. When everyone else is buying, we assume they know something we don’t, so we buy. Then people start selling, panic sets in, and we sell too.” – Jonathan Sack
118. “We must shift our thinking away from short-term gain toward long-term investment and sustainability, and always have the next generations in mind with every decision we make.” –  Deb Haaland
119. “The only way to have a friend is to be one.” –  Ralph Waldo Emerson
120. “If you believe in yourself and have dedication and pride – and never quit, you’ll be a winner. The price of victory is high but so are the rewards.” – Bear Bryant

121. “Investing in women’s lives is an investment in sustainable development, in human rights, in future generations – and consequently in our own long-term national interests.” -Liya Kebede

122. “Success is not final, failure is not fatal: it is the courage to continue that counts.”– Winston Churchill

123. “Our greatest glory is not in never falling, but in rising every time we fall.” – Confucius

124. “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” – Archimedes
125. “Who controls the past controls the future. Who controls the present controls the past.” – George Orwell
126. “If you get up in the morning and think the future is going to be better, it is a bright day. Otherwise, it’s not.” – Elon Musk
127. “The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” – William Arthur Ward
128. “Start where you are. Use what you have. Do what you can.” – Arthur Ashe
129. “Netflix, Amazon, iTunes – whatever platforms emerge – we are looking at as having the same potential that home video had for the movie business. Which means there are entirely new opportunities to monetize our capital investment in content and do so in ways that work for distributors, for consumers and for creators.” – Bob Iger

130. “When you have no one to answer to, vendetta as investment strategy is as legitimate as anything.” – Carl Icahn

131. “No other investment yields as great a return as the investment in education. An educated workforce is the foundation of every community and the future of every economy.” – Brad Henry
132. “In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?” – Li Lu

133. “Modern medical advances have helped millions of people live longer, healthier lives.

134. We owe these improvements to decades of investment in medical research.”– Ike Skelton

135. “Stock market goes up or down, and you can’t adjust your portfolio based on the whims of the market, so you have to have a strategy in a position and stay true to that strategy and not pay attention to noise that could surround any particular investment.” – John Paulson

136. “Your mindset matters. It affects everything – from the business and investment decisions you make, to the way you raise your children, to your stress levels and overall well-being.” – Peter Diamandis
137. “Inflation destroys savings, impedes planning, and discourages investment. That means less productivity and a lower standard of living.” – Kevin Brady
138. “Bitcoin, in the short or even long term, may turn out be a good investment in the same way that anything that is rare can be considered valuable. Like baseball cards. Or a Picasso.” – Andrew Ross Sorkin
139. “I think you have to learn that there’s a company behind every stock and there’s only one real reason why stocks go up. Companies go from doing poorly to doing well or small companies grow to large companies.” – Peter Lynch
140. “Historically, there has been a bull market in the commodities every 20 or 30 years.” – Jim Rogers
141. “The markets generally are unpredictable, so that one has to have different scenarios. The idea that you can actually predict what’s going to happen contradicts my way of looking at the market.” – George Soros
142. “Stop trying to predict the direction of the stock market, the economy or the elections.” – Warren Buffett
143. “An important key to investing is to remember that stocks are not lottery tickets.” – Peter Lynch
144. “Learn everyday, but especially from the experiences of others. It’s cheaper!” – John Bogle
145. “When purchasing depressed stock in troubled companies, seek out the ones with the superior financial positions and avoid the ones with loads of bank debt.” – Peter Lynch
146. “No stock price is too low for bears or too high for bulls.” – John F. Heerdink, Jr.

147. “Investment is most successful when it is most businesslike.” – Ben Graham

148. “Value stocks are about as exciting as watching grass grow, but have you ever noticed just how much your grass grows in a week?” – Christopher Browne

149. “Even the intelligent investor is likely to need considerable willpower to keep from following the crowd.” – Benjamin Graham
150. “Individual who cannot master their emotions are ill-suited to profit from the investment process.” – Benjamin Graham
151. “I made my first investment at age eleven. I was wasting my life until then.” – Warren Buffet
152. “I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett
153. “There are only three measurements that tell you nearly everything you need to know about your organization’s overall performance: employee engagement, customer satisfaction, and cash flow. It goes without saying that no company, small or large, can win over the long run without energized employees who believe in the mission and understand how to achieve it.” – Jack Welch, former CEO of GE
154. “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble” ― Warren Buffett
155. “If you buy things you do not need, soon you will have to sell things you need.” – Warren Buffet
156. “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen
157. “It’s far better to buy a wonderful company at a fair price, than a fair company at a wonderful price.” – Warren Buffett
158. “A market downturn doesn’t bother us. It is an opportunity to increase our ownership of great companies with great management at good prices.” — Warren Buffett
159. “Every once in a while, the market does something so stupid it takes your breath away.” — Jim Cramer
160. “The person who starts simply with the idea of getting rich won’t succeed; you must have a larger ambition.” — John D. Rockefeller
161. “Know what you own, and know why you own it.” – Peter Lynch
162. “Although it’s easy to forget sometimes, a share is not a lottery ticket… it’s part ownership of a business.” – Peter Lynch
163. “Wise spending is part of wise investing. And it’s never too late to start.” – Rhonda Katz

164. “Invest for the long haul. Don’t get too greedy and don’t get too scared.” – Shelby M.C. Davis

165. “Fear incites human action far more urgently than does the impressive weight of historical evidence.”
     -Jeremy Siegel
166. “With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future.” — Carlos Slim Helu
167. “If we like a business, we’re going to buy as much of it as we can and keep it as long as we can. And when we change our mind, we don’t take half measures.” – Warren Buffett

168. “The most contrarian thing of all is not to oppose the crowd but to think for yourself.” — Peter Thiel

169. “Never depend on a single income, make an investment to create a second source.” Warren Buffet

170. “Games are won by players who focus on the playing field –- not by those whose eyes are glued to the scoreboard.”
     ― Warren Buffett
171. “The key to making money in stocks is not to get scared out of them.” – Peter Lynch
172. “Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu
173. “Investing puts money to work. The only reason to save money is to invest it.” – Grant Cardone
174. “As time goes on, I get more and more convinced that the right method of investment is to put fairly large sums into enterprises which one thinks one knows something about and in the management of which one thoroughly believes.” — John Maynard Keynes
175. “Given a 10% chance of a 100 times payoff, you should take that bet every time.” — Jeff Bezos
176. “Money is always eager and ready to work for anyone who is ready to employ it.” ― Idowu Koyenikan
177. “The secret to investing is to figure out the value of something – and then pay a lot less.” – Joel Greenblatt
178. “We don’t have an analytical advantage, we just look in the right place.” – Seth Klarman
179. “Men, it has been well said, think in herds. It will be seen that they go mad in herds, while they only recover their senses slowly, and one by one.” – Charles Mackay
180. “It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.” – George Soros
181. “No Price is too low for a bear or too high for a bull.” — Anonymous
182. “Investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future.” Anonymous
183. “Behind every stock is a company. Find out what it’s doing.” — Peter Lynch
184. “Wise spending is part of wise investing. And it’s never too late to start.” –Rhonda Katz
185. “It amazes me how people are often more willing to act based on little or no data than to use data that is a challenge to assemble.” ― Robert Shiller
186. “A bull market is like sex. It feels best just before it ends.” — Barton Biggs
187. “The investor’s chief problem — even his worst enemy — is likely to be himself.” — Benjamin Graham
188. “No profession requires more hard work, intelligence, patience, and mental discipline than successful speculation.” – Robert Rhea
189. “Money is like a sixth sense – and you can’t make use of the other five without it.” – William Somerset Maugham
190. “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” — Albert Einstein
191. “Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good results” — Warren Buffett
192. “The stock market is a device for transferring money from the impatient to the patient.” – Warren Buffett
193. “Thousands of experts study overbought indicators, head-and-shoulder patterns, put-call ratios, the Fed’s policy on money supply…and they can’t predict markets with any useful consistency, any more than the gizzard squeezers could tell the Roman emperors when the Huns would attack.” – Peter Lynch
194. “Investing puts money to work. The only reason to save money is to invest it.” – Grant Cardone
195. “You cannot save time for your future use however you can invest time for your future.” – John F. Heerdink, Jr. 
196. “Know what you own, and know why you own it.” – Peter Lynch
197. “Liquidity is only there when you don’t need it.” -Old Proverb
198. “If you want to be a millionaire, start with a billion dollars and launch a new airline.” – Richard Branson
199. “Fear incites human action far more urgently than does the impressive weight of historical evidence.” – Jeremy Siegel
200. “In investing, what is comfortable is rarely profitable.” – Robert Arnott
201. “Spend each day trying to be a little wiser than you were when you woke up.” – Charlie Munger
202. “The entrance strategy is actually more important than the exit strategy.” – Edward Lampert
203. “The rivers don’t drink their own water; Trees don’t eat their own fruits. The sun does not shine for itself, And flowers do not spread their fragrance For themselves. Living for others is a rule of nature” – Pope Francis
204. “It is impossible to produce superior performance unless you do something different from the majority.” – John Templeton
205. “An investment in knowledge pays the best interest.” – Benjamin Franklin.
206. “I believe the returns on investment in the poor are just as exciting as successes achieved in the business arena, and they are even more meaningful!” -Bill Gates
207. “Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won’t grow any faster than the rate of inflation.” – Suze Orman
208. “The tax on capital gains directly affects investment decisions, the mobility, and flow of risk capital… the ease or difficulty experienced by new ventures in obtaining capital, and thereby the strength and potential for growth in the economy.” – John F. Kennedy
209. “If all the economists were laid end to end, they’d never reach a conclusion. -George Bernard Shaw
210. “There are old traders and there are bold traders, but there are very few old, bold traders.”-Ed Seykota
211. “Let this scenario play out on its own, in its own fashion. As you watch it unfold, you will soon be grateful that you choose the peaceful path. Remember — those who live by the sword, die by the sword.”
212. “As long as you enjoy investing, you’ll be willing to do the homework and stay in the game.” -Jim Cramer
213. “I rarely think the market is right. I believe non-dividend stocks aren’t much more than baseball cards. They are worth what you can convince someone to pay for it.” -Mark Cuban
214. “Michael Marcus taught me one other thing that is absolutely critical: You have to be willing to make mistakes regularly; there is nothing wrong with it. Michael taught me about making your best judgment, being wrong, making your next best judgment, being wrong, making your third best judgment, and then doubling your money.” -Bruce Kovner
215. “The policy of being too cautious is the greatest risk of all.” -Jawaharlal Nehru
216. “The only true test of whether a stock is “cheap” or “high” is not its current price in relation to some former price, no matter how accustomed we may have become to that former price, but whether the company’s fundamentals are significantly more or less favorable than the current financial-community appraisal of that stock.” -Philip Fisher
217. “I learned to avoid trying to catch up or double up to recoup losses. I also learned that a certain amount of loss will affect your judgment, so you have to put some time between that loss and the next trade.” -Richard Dennis
218. “The four most dangerous words in investing are: ‘this time it’s different.” -Sir John Templeton
219. “Money doesn’t make you happy. I now have $50 million but I was just as happy when I had $48 million.” -Arnold Schwarzenegger